Understanding my coverage
Your coverage period is from Sept. 1, 2024 – Aug. 31, 2025 (for new September students), from Jan. 1 – Aug. 31, 2025 (for new January students) or from May 1 – Aug. 31, 2025 (for new May students).
To obtain all of the details of your coverage, including maximums, follow the links below.
| Prescription Drugs and Vaccinations |
80%
$12,500 per policy year |
| Licensed Psychologists/Clinical Counsellors/Psychoterapist/Masters of Social Work |
80% per visit
Annual Maximum $800 |
| Chiropractors |
80% per visit
Annual Maximum $400 |
| Physiotherapists |
80% per visit
Annual Maximum $400 |
| Podiatrists/Chiropodist |
80% per visit
Annual Maximum $400 |
| Osteopaths |
80% per visit
Annual Maximum $400 |
| Speech Therapists |
80% per visit
Annual Maximum $400 |
| Naturopathic Doctors |
80% per visit
Annual Maximum $400 |
| Massage Therapists |
80% per visit
Annual Maximum $400
Please note that you need a referral by a medical doctor to be covered for visits to a massage therapist. |
| Registered Dietitians |
80% per visit
Annual Maximum $400
Please note that visits to a registered dietitian must be pre-approved by UW Health Services. |
| Athletic Therapists |
80% per visit
Annual Maximum $400 |
| And More |
Medical equipment, commercial laboratory tests, dental accident services, ambulance transportation, accidental death and dismemberment, etc. |
Learn More
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| Eyeglasses & Contact Lenses |
$125 per 24 months |
| Eye Exam |
$100 per 2 policy years |
| Laser Eye Surgery |
$150 per policy year |
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Learn More
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| Annual Maximum |
$750 per policy year |
| Basic Services (fillings, oral surgery, endodontics, periodontics) |
70% |
| And More |
Fluoride treatments, x-rays, scaling, oral hygiene instruction, etc. |
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Learn More
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| Travel Health Coverage |
150 days per trip |
| Medical Incident |
$1,000,000 per lifetime |
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Learn More
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| Empower Me - Powered by Dialogue |
Available to undergraduate and graduate students at the University of Waterloo
A student assistance program providing mental health and wellness services 24/7 |
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Learn more - Mental Health & Wellness
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| The Essentials |
Available to full-time and part-time Waterloo students
A consultation service for all your legal questions, and legal representation for disputes related to housing, employment, academic rights, and more |
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Learn more - Legal Care Program
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Find more details about the Plan here:
