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The website has been updated for the 2022-2023 policy (Sept. 1, 2022 - Aug. 31, 2023). For information on the 2021-2022 policy year, click here.

Click here for an FAQ on Plan coverage related to COVID-19 that will be continually updated as we monitor the situation.

Understanding my coverage

The current policy year is from Sept. 1, 2022 – Aug. 31, 2023, or from Jan. 1 – Aug. 31, 2023 (for new January students).

To obtain all of the details of your coverage, including maximums, follow the links below.

Prescription Drugs

Up to 80%

Annual maximum $5,000


Covered at 100%

Annual maximum $200

Psychologists/Masters of Social Work/Clinical Counsellors/Licensed Psychotherapists

$100 per visit

Annual maximum 15 visits


30$ per visit

Annual maximum 20 visits


30$ per visit

Annual maximum 20 visits

Speech Therapists

$30 per visit

Annual maximum 20 visits

Naturopaths & Homeopaths

30$ per visit

Combined annual maximum of 20 visits

Acupuncturists & Registered Massage Therapists

30$ per visit

Combined annual maximum of 20 visits

Please note that you need a referral by a medical doctor or a nurse practitioner to be covered for visits to a registered massage therapist.


30$ per visit

Annual maximum 20 visits

And More

Medical equipment, diagnostic tests, dental accident services, ambulance transportation, accidental death and dismemberment, and more.

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Eyeglasses, Contact Lenses & Eye Exam

$150 per 24 months

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Annual Maximum

$800 per policy year

Examinations and X-rays


Basic Preventive Services and Basic Oral Surgery (lab tests, extractions, maintenance of removable dentures - cleanings)


Preventive Scaling and Polishing


Periodontics (gum treatment)


Basic Restorative Services (fillings, endodontics, oral surgery, anesthesia, maintenance of removable dentures - other than cleaning)


And More

Oral hygiene instruction

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Travel Health Coverage

120 days per trip

Medical Incident

$5,000,000 per lifetime

Trip Cancellation

$3,000 per trip

Trip Interruption

$7,500 per trip

Learn More
Well-Being Resources: Empower Me

• Confidential support service available 24/7

• Toll-free helpline 1-833-628-5589

Virtual Health Care: Dialogue

Connect with nurses and physicians via a mobile or web app from anywhere in Canada

Learn More