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Understanding my coverage

The current policy year is from Sept. 1, 2023 – Aug. 31, 2024, or from Jan. 1 – Aug. 31, 2024 (for new January students).

To obtain all of the details of your coverage, including maximums, follow the links below.

Prescription Drugs

Up to 80%

Annual maximum $5,000


Covered at 100%

Annual maximum $200

Psychologists/Masters of Social Work/Clinical Counsellors/Licensed Psychotherapists

$100 per visit

Annual maximum 15 visits


30$ per visit

Annual maximum 20 visits


30$ per visit

Annual maximum 20 visits

Speech Therapists

$30 per visit

Annual maximum 20 visits

Naturopaths & Homeopaths

30$ per visit

Combined annual maximum of 20 visits

Acupuncturists & Registered Massage Therapists

30$ per visit

Combined annual maximum of 20 visits

Please note that you need a referral by a medical doctor or a nurse practitioner to be covered for visits to a registered massage therapist.


30$ per visit

Annual maximum 20 visits

And More

Medical equipment, diagnostic tests, dental accident services, ambulance transportation, accidental death and dismemberment, and more.

Learn More
Eyeglasses, Contact Lenses & Eye Exam

$150 per 24 months

Learn More
Annual Maximum

$800 per policy year

Examinations and X-rays


Basic Preventive Services and Basic Oral Surgery (lab tests, extractions, maintenance of removable dentures - cleanings)


Preventive Scaling and Polishing


Periodontics (gum treatment)


Basic Restorative Services (fillings, endodontics, oral surgery, anesthesia, maintenance of removable dentures - other than cleaning)


And More

Oral hygiene instruction

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Travel Health Coverage

120 days per trip

Medical Incident

$5,000,000 per lifetime

Trip Cancellation

$3,000 per trip

Trip Interruption

$7,500 per trip

Learn More
Mental Health & Wellness
Empower me - Powered by Dialogue

Available to full-time undergraduate (including professional faculty) students at the St. George campus, as well as full-time Toronto School of Theology students

A student assistance program providing mental health and wellness services 24/7

Learn more - Mental Health & Wellness
Virtual Health Care
HI (Health Interactive) - Powered by Dialogue

Included in the Health Plan

Virtual health care that connects you with nurses and physicians from anywhere in Canada

Learn more - Virtual Health Care