Understanding my coverage
The current policy year is from Sept. 1, 2024 – Aug. 31, 2025, or from Jan. 1 – Aug. 31, 2025 (for new January students).
To obtain all of the details of your coverage, including maximums, follow the links below.
| Prescription Drugs |
Up to 80%
Annual maximum $5,000 |
| Vaccinations |
Up to 80%
Annual maximum: $150 (included in the prescription drug maximum) |
| Psychologists/Masters of Social Work/Clinical Counsellors/Licensed Psychotherapists |
$100 per visit
Up to 15 visits per policy year |
| Chiropractors |
30$ per visit
Annual maximum 20 visits |
| Physiotherapists |
30$ per visit
Annual maximum 20 visits |
| Speech Therapists |
$30 per visit
Annual maximum 20 visits |
| Naturopaths & Homeopaths |
30$ per visit
Combined annual maximum of 20 visits |
| Acupuncturists & Registered Massage Therapists |
30$ per visit
Combined annual maximum of 20 visits
Please note that you need a referral by a medical doctor or a nurse practitioner to be covered for visits to a registered massage therapist. |
| Podiatrists/Chiropodists |
30$ per visit
Annual maximum 20 visits |
| And More |
Medical equipment, diagnostic tests, dental accident services, ambulance transportation, accidental death and dismemberment, and more. |
Learn More
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| Eyeglasses, Contact Lenses & Eye Exam |
$150 per 24 months |
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Learn More
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| Annual Maximum |
$800 per policy year |
| Examinations and X-rays |
70% |
| Basic Preventive Services and Basic Oral Surgery (lab tests, extractions, maintenance of removable dentures - cleanings) |
80% |
| Preventive Scaling and Polishing |
70% |
| Periodontics (gum treatment) |
70% |
| Basic Restorative Services (fillings, endodontics, oral surgery, anesthesia, maintenance of removable dentures - other than cleaning) |
60% |
| And More |
Oral hygiene instruction |
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Learn More
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| Travel Health Coverage |
120 days per trip |
| Medical Incident |
$5,000,000 per lifetime |
| Trip Cancellation |
$3,000 per trip |
| Trip Interruption |
$7,500 per trip |
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Learn More
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| Empower me - Powered by Dialogue |
Available to full-time undergraduate (including professional faculty) students at the St. George campus, as well as full-time Toronto School of Theology students
A student assistance program providing mental health and wellness services 24/7 |
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Learn more - Mental Health & Wellness
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| HI (Health Interactive) - Powered by Dialogue |
Included in the Health Plan
Virtual health care that connects you with nurses and physicians from anywhere in Canada |
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Learn more - Virtual Health Care
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Find more details about the Plan here:
