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Understanding my coverage

The current policy year is from Sept. 1, 2022 – Aug. 31, 2023 (for new September students), from Jan. 1 – Aug. 31, 2023 (for new January students) or from May 1 – Aug. 31, 2023 (for new May students).

To obtain all of the details of your coverage, including maximums, follow the links below.

Health
Prescription Drugs

80%

Vaccinations

100%

Annual Maximum $150 (separate maximums may apply for certain vaccines) 

Flu Vaccine

$25 per policy year

Annual Maximum $25

Note that the dispensing fee is limited to $15 for flu vaccinations.

Psychologists

100% per visit

Annual Maximum $1,250

Chiropractors

$20 per visit

Annual Maximum $400

Physiotherapists

$20 per visit

Annual Maximum $400

Podiatrists/Chiropodist

$20 per visit

Annual Maximum $400

Osteopaths

$20 per visit

Annual Maximum $400

Speech Therapists

$20 per visit

Annual Maximum $400

Naturopaths

$20 per visit

Annual Maximum $400

Massage Therapists

$20 per visit

Annual Maximum $400

Please note that you need a referral by a medical doctor to be covered for visits to massage therapists.

Athletic Therapists

$20 per visit

Annual Maximum $400

Registered Dietitians

$20 per visit

Annual Maximum $400

Please note that you need a referral by a medical doctor to be covered for visits to registered dietitians. 

And More

Medical equipment, commercial laboratory tests, dental accident services, ambulance transportation, etc.

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Vision
Eyeglasses & Contact Lenses

$100 every 24 months

Eye Exam

$50 per 2 policy years

Laser Eye Surgery

$150 per policy year

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Dental
Annual Maximum

$750 per policy year

Preventive Services (recall exams, cleanings, extraction of impacted teeth)

70%

Basic Services (oral surgery, fillings, endodontics, periodontics)

50%

And More

Fluoride treatments, x-rays, scaling, oral hygiene instruction, etc.

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Travel
Travel Health Coverage

120 days per trip

Medical Incident

$5,000,000 per lifetime

Trip Cancellation

$1,500 per trip

Trip Interruption

$5,000 per trip

Learn More