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This website has been updated for the 2021-2022 policy year (Sept. 1, 2021 - Aug. 31, 2022). For information on the 2020-2021 policy year, click here.
Click here for an FAQ on Plan coverage related to COVID-19 that will be continually updated as we monitor the situation.
              
   

Understanding my coverage

The current policy year is from Sept. 1, 2020 – Aug. 31, 2021, or from Jan. 1 – Aug. 31, 2021 (for new January students).

To obtain all of the details of your coverage, including maximums, follow the links below.

Health
Enhanced Care Plan Basic Care Plan
Prescription Drugs

Up to 80%

Up to 70%

Prescription Vaccinations

100%

Annual maximum $150

100%

Annual maximum $150

Mental Health Professionals (Psychologists, Registered Clinical Counsellors, or Masters of Social Work)

80% per visit

Annual maximum $500


$20 per visit

Annual maximum $400

Massage Therapists

$35 per visit

Annual maximum $400

$20 per visit

Annual maximum $400

Chiropractors

$35 per visit 

Annual maximum $400

$20 per visit 

Annual maximum $400

Physiotherapists

$35 per visit

Annual maximum $400

$20 per visit

Annual maximum $400

Podiatrists/Chiropodists

$35 per visit

Annual maximum $400

$20 per visit

Annual maximum $400

Registered Dietitians

$35 per visit

Annual maximum $400

$20 per visit

Annual maximum $400

Naturopaths

$20 per visit

Annual maximum $400

Osteopaths

$20 per visit

Annual maximum $400

Speech Therapists

$35 per visit

Annual maximum $400

$20 per visit

Annual maximum $400

And More

Medical equipment, commercial laboratory tests, dental accident services, ambulance transportation, home nurse services, tutorial service, accidental death and dismemberment, etc.

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Vision
Enhanced care plan Basic care plan
Eyeglasses & Contact Lenses

$150 every 24 months

$75 every 24 months

Eye Exam

$60 per 2 policy years

$60 per 2 policy years

Laser Eye Surgery

$150 per policy year

$150 per policy year

Learn More
Dental
Enhanced care plan Basic care plan
Annual Maximum

$700 per policy year

$600 per policy year

Preventive Services (recall exams, cleanings, extraction of impacted teeth)

80%

70%

Basic Services (oral surgery, fillings, endodontics, periodontics)

70%

60%

And More

Fluoride treatments, x-rays, scaling, oral hygiene instruction, etc.


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Travel
Enhanced care plan Basic care plan
Travel Health Coverage

120 days per trip

120 days per trip

Medical Incident

$5,000,000 per lifetime

$5,000,000 per lifetime

Trip Cancellation

$3,000 per trip

$3,000 per trip

Trip Interruption

$7,500 per trip

$7,500 per trip

Learn More