Understanding my coverage
The current policy year is from Sept. 1, 2024 – Aug. 31, 2025 (for new September students), from Jan. 1 – Aug. 31, 2025 (for new January students) or from May 1 – Aug. 31, 2025 (for new May students).
To obtain all of the details of your coverage, including maximums, follow the links below.
| Prescription Drugs |
Up to 80% |
Up to 70% |
| Prescription Vaccinations |
100%
Annual maximum $150 |
100%
Annual maximum $150 |
| Mental Health Professionals (Psychologists, Registered Clinical Counsellors, or Masters of Social Work) |
80% per visit
Annual maximum $500
|
$20 per visit
Annual maximum $400 |
| Massage Therapists |
$25 per visit
Annual maximum $400
Please note that you need a referral from a medical doctor to be covered for visits to a massage therapist. |
$10 per visit
Annual maximum $400
Please note that you need a referral from a medical doctor to be covered for visits to a massage therapist. |
| Chiropractors |
$25 per visit
Annual maximum $400 |
$10 per visit
Annual maximum $400 |
| Physiotherapists |
$25 per visit
Annual maximum $400 |
$10 per visit
Annual maximum $400 |
| Podiatrists/Chiropodists |
$25 per visit
Annual maximum $400 |
$10 per visit
Annual maximum $400 |
| Registered Dietitians |
$25 per visit
Annual maximum $400
Please note that you need a referral from a medical doctor to be covered for visits to a registered dietitian. |
$10 per visit
Annual maximum $400
Please note that you need a referral from a medical doctor to be covered for visits to a registered dietitian. |
| Naturopaths |
$25 per visit
Annual maximum $400 |
$10 per visit
Annual maximum $200 |
| Osteopaths |
$25 per visit
Annual maximum $400 |
$10 per visit
Annual maximum $400 |
| Speech Therapists |
$25 per visit
Annual maximum $400 |
$10 per visit
Annual maximum $400 |
| And More |
Medical equipment, commercial laboratory tests, dental accident services, ambulance transportation, home nurse services, tutorial service, accidental death and dismemberment, etc. |
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|
| Eyeglasses & Contact Lenses |
$125 every 24 months |
$50 every 24 months |
| Eye Exam |
$40 per 2 policy years |
$40 per 2 policy years
|
| Laser Eye Surgery |
$150 per policy year |
$150 per policy year
|
|
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|
| Annual Maximum |
$700 per policy year |
$600 per policy year |
| Basic Services (oral surgery, fillings, endodontics, periodontics) |
60% |
50% |
| And More |
Fluoride treatments, x-rays, scaling, oral hygiene instruction, etc. |
|
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|
| Travel Health Coverage |
120 days per trip |
120 days per trip |
| Medical Incident |
$5,000,000 per lifetime |
$5,000,000 per lifetime |
| Trip Cancellation |
$3,000 per trip |
$3,000 per trip |
| Trip Interruption |
$7,500 per trip |
$7,500 per trip |
|
Learn More
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Find more details about the Plan here:
