Understanding my coverage
The current policy year is from Sept. 1, 2023 – Aug. 31, 2024, or from Jan. 1 – Aug. 31, 2024 (for new January students).
To obtain all of the details of your coverage, including maximums, follow the links below.
Prescription Drugs - Quebec resident |
Remaining amount after RAMQ |
Prescription Drugs - Non-Quebec resident |
Up to 80% |
Vaccinations |
Up to 100%
Annual maximum $300 |
Psychologists/Registered Clinical Counsellors/Psychotherapists/Social Workers |
80%
Annual maximum $1,000 |
Chiropractors |
$20 per visit
Annual maximum $400 |
Physiotherapists |
$20 per visit
Annual maximum $400 |
Massage Therapists |
$20 per visit
Annual maximum $400
*Please note that you need a medical referral to be covered for visits to massage therapists and registered dietitians.
|
Podiatrists/Chiropodists |
$20 per visit
Annual maximum $400 |
Osteopaths |
$20 per visit
Annual maximum $400 |
Speech Therapists |
$20 per visit
Annual maximum $400 |
Athletic Therapists |
$20 per visit
Annual maximum $400 |
Registered Dietitians |
$20 per visit
Annual maximum $400
*Please note that you need a medical referral to be covered for visits to massage therapists and registered dietitians.
|
Audiologists |
$20 per visit
Annual maximum $400 |
And More |
Medical equipment, commercial laboratory tests, dental accident services, ambulance transportation, accidental death and dismemberment, etc. |
Learn More
|
Eyeglasses & Contact Lenses |
$75 every 12 months |
Eye Exam |
$30 per policy year |
Laser Eye Surgery |
$150 per policy year |
Learn More
|
Annual Maximum |
$750 per policy year |
Basic Services (oral surgery, fillings, endodontics, periodontics) |
60% |
And More |
Fluoride treatments, x-rays, scaling, oral hygiene instruction, etc. |
Learn More
|
Travel Health Coverage |
120 days per trip |
Medical Incident |
$5,000,000 per lifetime |
Trip Cancellation |
$3,000 per trip |
Trip Interruption |
$7,500 per trip |
Learn More
|
HI (Health Interactive) |
Powered by Dialogue
Virtual health care that connects you with nurses and physicians from anywhere in Canada |
Learn more - Virtual Health Care
|
The Essentials |
A consultation service for all your legal questions, and legal representation for disputes related to housing, employment, academic rights, and more |
Learn more - Legal Care Program
|
Gender Affirmation Care |
Coverage for gender-affirming medical care and legal assistance for students on their gender affirmation journeys |
Learn more - LGBTQIA2S+ Support
|
Find more details about the Plan here: