Understanding my coverage
The current policy year is from Sept. 1, 2023 – Aug. 31, 2024, or from Jan. 1 – Aug. 31, 2024 (for new January students).
To obtain all of the details of your coverage, including maximums, follow the links below.
| Prescription Drugs - Quebec resident |
Remaining amount after RAMQ |
| Prescription Drugs - Non-Quebec resident |
Up to 80% |
| Vaccinations |
Up to 100%
Annual maximum $300 |
| Psychologists/Registered Clinical Counsellors/Psychotherapists/Social Workers |
80%
Annual maximum $1,000 |
| Chiropractors |
$20 per visit
Annual maximum $400 |
| Physiotherapists |
$20 per visit
Annual maximum $400 |
| Massage Therapists |
$20 per visit
Annual maximum $400
*Please note that you need a medical referral to be covered for visits to massage therapists and registered dietitians.
|
| Podiatrists/Chiropodists |
$20 per visit
Annual maximum $400 |
| Osteopaths |
$20 per visit
Annual maximum $400 |
| Speech Therapists |
$20 per visit
Annual maximum $400 |
| Athletic Therapists |
$20 per visit
Annual maximum $400 |
| Registered Dietitians |
$20 per visit
Annual maximum $400
*Please note that you need a medical referral to be covered for visits to massage therapists and registered dietitians.
|
| Audiologists |
$20 per visit
Annual maximum $400 |
| And More |
Medical equipment, commercial laboratory tests, dental accident services, ambulance transportation, accidental death and dismemberment, etc. |
Learn More
|
| Eyeglasses & Contact Lenses |
$75 every 12 months |
| Eye Exam |
$30 per policy year |
| Laser Eye Surgery |
$150 per policy year |
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Learn More
|
| Annual Maximum |
$750 per policy year |
| Basic Services (oral surgery, fillings, endodontics, periodontics) |
60% |
| And More |
Fluoride treatments, x-rays, scaling, oral hygiene instruction, etc. |
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Learn More
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| Travel Health Coverage |
120 days per trip |
| Medical Incident |
$5,000,000 per lifetime |
| Trip Cancellation |
$3,000 per trip |
| Trip Interruption |
$7,500 per trip |
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Learn More
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| HI (Health Interactive) - Powered by Dialogue |
Available to SSMU members
Virtual health care that connects you with nurses and physicians from anywhere in Canada |
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Learn more - Virtual Health Care
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| The Essentials |
Available to SSMU members
A consultation service for all your legal questions, and legal representation for disputes related to housing, employment, academic rights, and more |
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Learn more - Legal Care Program
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| Gender Affirmation Care |
Included in the Dental Plan
Coverage for gender-affirming medical care and legal assistance for students on their gender affirmation journeys |
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Learn more - LGBTQIA2S+ Support
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Find more details about the Plan here:
