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Understanding my coverage

The current policy year is from Sept. 1, 2024 – Aug. 31, 2025, or from Jan. 1 – Aug. 31, 2025 (for new January students).

To obtain all of the details of your coverage, including maximums, follow the links below.

Health
Enhanced care plan Basic care plan
Prescription Drugs

Note: This is the Comprehensive Care Plan



Up to 75%

Annual maximum $10,000

The reimbursement of the dispensing fee is covered up to $8 per prescription or refill (up to $5 under the Basic Care Health Plan).

Up to 70%

Annual maximum $5,000

The reimbursement of the dispensing fee is covered up to $8 per prescription or refill (up to $5 under the Basic Care Health Plan).

Vaccinations

75%

Annual maximum $150

70%

Annual maximum $150

Psychologists/Social Workers

80% per visit

Annual maximum $800

70% per visit

Annual maximum $500

Chiropractors

Up to $30 per visit 

Annual maximum $300

$20 per visit 

Annual maximum $300

Physiotherapists

Up to $30 per visit

Annual maximum $300

$20 per visit

Annual maximum $300

Podiatrists/Chiropodists

Up to $30 per visit

Annual maximum $300

$20 per visit

Annual maximum $300

Osteopaths

Up to $30 per visit

Annual maximum $300

$20 per visit

Annual maximum $300

Speech Therapists

Up to $30 per visit

Annual maximum $300

$20 per visit

Annual maximum $300

Naturopaths

Up to $30 per visit

Annual maximum $300

$20 per visit

Annual maximum $300

Massage Therapists

Up to $30 per visit

Annual maximum $300

Please note that you need a referral by a medical doctor to be covered for visits to massage therapists.

$20 per visit

Annual maximum $300

Please note that you need a referral by a medical doctor to be covered for visits to massage therapists.

Athletic Therapists

Up to $30 per visit

Annual maximum $300

$20 per visit

Annual maximum $300

Registered Dietitians

Up to $30 per visit

Annual maximum $300

Please note that you need a referral by a medical doctor to be covered for visits to registered dietitians.  

$20 per visit

Annual maximum $300

Please note that you need a referral by a medical doctor to be covered for visits to registered dietitians.  

And More

Medical equipment (not covered under the Basic Care Health Plan), commercial laboratory tests, dental accident services, ambulance transportation, accidental death and dismemberment (not covered under the Basic Care Health Plan), etc.

Learn More
Vision
Enhanced care plan Basic care plan
Eyeglasses & Contact Lenses

$100 every 24 months

-

Eye Exam

$60 every 24 months

$60 every 24 months

Laser Eye Surgery

80% per policy year (up to $150)

80% per policy year (up to $150)

Learn More
Dental
Enhanced care plan Basic care plan
Annual Maximum

$650 per policy year

$500 per policy year

Preventive Services (recall exams, cleanings, extraction of impacted teeth)

70%

70%

Basic Services (oral surgery, endodontics, periodontics)

70%

-

Basic Services (fillings)

70%

70%

And More

Fluoride treatments, x-rays, scaling, oral hygiene instruction, etc.

Learn More
Travel
Enhanced care plan Basic care plan
Travel Health Coverage

120 days per trip

120 days per trip

Medical Incident

$5,000,000 per lifetime

$5,000,000 per lifetime

Trip Cancellation

$3,000 per trip

$3,000 per trip

Trip Interruption

$7,500 per trip

$7,500 per trip

Learn More
Mental Health & Wellness
Empower Me - Powered by Dialogue

Included in both the Comprehensive Care and Basic Care Health Plan, as well as the Comprehensive Care and Basic Care Dental Plan 

A student assistance program providing mental health and wellness services 24/7

Learn more - Mental Health & Wellness