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This website has been updated for the 2020-2021 policy year (Sept. 1, 2020 – Aug. 31, 2021). For information on the 2019-2020 policy year, click here .

Click here for an FAQ on Plan coverage related to COVID-19 that will be continually updated as we monitor the situation.
     
   

Understanding my coverage

The current policy year is from Sept. 1, 2020 – Aug. 31, 2021, or from Jan. 1 – Aug. 31, 2021 (for new January students).

To obtain all of the details of your coverage, including maximums, follow the links below.

Health
Enhanced Care Plan Basic Care Plan
Prescription Drugs (BC Fair PharmaCare Formulary)

80%

dispensing fee cap $10

70%

dispensing fee cap $5

Drug Exception Annual Maximum

$2,000 per policy year

$1,000 per policy year

Vaccinations

80%

70%, up to $150

Orthotics and Orthopedic Shoes

Up to $200

-

Psychologists

80% per visit

$700 per policy year

80% per visit

$700 per policy year

Massage Therapists

 80% per visit

$300 per policy year (combined maximum) 

*Visits to all of these practitioners are covered at 80% per visit per category of practitioner, to a combined maximum of $300 per policy year for all practitioners.


$30 per visit

$200 per policy year (combined maximum) 

*Visits to all of these practitioners are covered at $30 per visit per category of practitioner, to a combined maximum of $200 per policy year for all practitioners.


Chiropractors

80% per visit 

$300 per policy (combined maximum) 

*Visits to all of these practitioners are covered at 80% per visit per category of practitioner, to a combined maximum of $300 per policy year for all practitioners.


$30 per visit 

$200 per policy (combined maximum) 

*Visits to all of these practitioners are covered at $30 per visit per category of practitioner, to a combined maximum of $200 per policy year for all practitioners.


Physiotherapists

80% per visit

$300 per policy year (combined maximum)

*Visits to all of these practitioners are covered at 80% per visit per category of practitioner, to a combined maximum of $300 per policy year for all practitioners.


$30 per visit

$200 per policy year (combined maximum)

*Visits to all of these practitioners are covered at $30 per visit per category of practitioner, to a combined maximum of $200 per policy year for all practitioners.


Podiatrists/Chiropodists

80% per visit

$300 per policy year (combined maximum)

*Visits to all of these practitioners are covered at 80% per visit per category of practitioner, to a combined maximum of $300 per policy year for all practitioners.


$30 per visit

$200 per policy year (combined maximum)

*Visits to all of these practitioners are covered at $30 per visit per category of practitioner, to a combined maximum of $200 per policy year for all practitioners.


Registered Dietitians

80% per visit

$300 per policy year (combined maximum)

*Visits to all of these practitioners are covered at 80% per visit per category of practitioner, to a combined maximum of $300 per policy year for all practitioners.


$30 per visit

$200 per policy year (combined maximum)

*Visits to all of these practitioners are covered at $30 per visit per category of practitioner, to a combined maximum of $200 per policy year for all practitioners.


Naturopaths

80% per visit

$300 per policy year

*Visits to all of these practitioners are covered at 80% per visit per category of practitioner, to a combined maximum of $300 per policy year for all practitioners.


$30 per visit

$200 per policy year*Visits to all of these practitioners are covered at $30 per visit per category of practitioner, to a combined maximum of $200 per policy year for all practitioners.

Acupuncturists

80% per visit

$300 per policy year

*Visits to all of these practitioners are covered at 80% per visit per category of practitioner, to a combined maximum of $300 per policy year for all practitioners.


$30 per visit

$200 per policy year

*Visits to all of these practitioners are covered at $30 per visit per category of practitioner, to a combined maximum of $200 per policy year for all practitioners.


Athletic Therapists

80% per visit

$300 per policy year

*Visits to all of these practitioners are covered at 80% per visit per category of practitioner, to a combined maximum of $300 per policy year for all practitioners.

$30 per visit

$200 per policy year

*Visits to all of these practitioners are covered at $30 per visit per category of practitioner, to a combined maximum of $200 per policy year for all practitioners.

Speech Therapists

 80% per visit 

$300 per policy year (combined maximum)

*Visits to all of these practitioners are covered at 80% per visit per category of practitioner, to a combined maximum of $300 per policy year for all practitioners.


$30 per visit 

$200 per policy year (combined maximum)

*Visits to all of these practitioners are covered at $30 per visit per category of practitioner, to a combined maximum of $200 per policy year for all practitioners.


And More

Medical equipment, commercial laboratory tests, dental accident services, ambulance transportation, home nurse, tutorial service, tuition insurance, accidental death and dismemberment, etc.

Learn More
Vision
Enhanced Care Plan Basic Care Plan
Eyeglasses & Contact Lenses

$125 per 24 months

$75 per 24 months

Eye Exam

80$ per 24 months

60$ per 24 months

Laser Eye Surgery

$150 per policy year

$150 per policy year

Learn More
Dental
Enhanced Care Plan Basic Care Plan
Annual Maximum

$800 per policy year

$600 per policy year

Preventive Services (recall exams, cleanings, extraction of impacted teeth)

80%

70%

Basic Services (oral surgery, fillings)

80%

50%

Periodontics and Endodontics

70%

50%

And More

Fluoride treatments, x-rays, scaling, oral hygiene instruction, etc.


Learn More
Travel
Enhanced Care Plan Basic Care Plan
Travel Health Coverage

120 days per trip

120 days per trip

Medical Incident

$5,000,000 per lifetime

$5,000,000 per lifetime

Trip Cancellation

$3,000 per trip

$3,000 per trip

Trip Interruption

$7,500 per trip

$7,500 per trip

Learn More