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This website is being updated for the 2025-2026 policy year. For information on the previous policy year, see the Insurance Brochure or "Your Plan at a Glance" page, in the Download Centre in the right-hand menu.
   

Studentcare is becoming ALUMO
   

Understanding my coverage

The current policy year is from Sept. 1 – Aug. 31, or from Jan. 1 – Aug. 31 (for new January students).

To obtain all of the details of your coverage, including maximums, follow the links below.

Health
Enhanced Care Plan Basic Care Plan
Prescription Drugs (BC Fair PharmaCare Formulary)

70%

dispensing fee cap $10

60%

dispensing fee cap $5

Drug Exception Annual Maximum

$2,000 per policy year

$1,000 per policy year

Vaccinations

80%

70%, up to $150

Orthotics and Orthopedic Shoes

Up to $200

-

Psychologists

70% per visit

$800 per policy year

$30 per visit

$700 per policy year

Massage Therapists

 70% per visit

$300 per policy year

Please note that you need a referral from a medical doctor to be covered for visits to a massage therapist.

$70 per visit

$200 per policy year

Please note that you need a referral from a medical doctor to be covered for visits to a massage therapist.

Chiropractors

70% per visit 

$300 per policy year

$30 per visit 

$200 per policy year

Physiotherapists

70% per visit

$300 per policy year 

Please note that you need a referral from a medical doctor to be covered for visits to a physiotherapist.

$30 per visit

$200 per policy year 

Please note that you need a referral from a medical doctor to be covered for visits to a physiotherapist.

Podiatrists/Chiropodists

70% per visit

$300 per policy year

$30 per visit

$200 per policy year 

Registered Dietitians

70% per visit

$300 per policy year

$30 per visit

$200 per policy year 


Naturopaths

70% per visit

$300 per policy year

$30 per visit

$200 per policy year

Acupuncturists

70% per visit

$300 per policy year

$30 per visit

$200 per policy year

Athletic Therapists

70% per visit

$300 per policy year

$30 per visit

$200 per policy year

Speech Therapists

 70% per visit 

$300 per policy year

$30 per visit 

$200 per policy year 

And More

Medical equipment, commercial laboratory tests, dental accident services, ambulance transportation, home nurse, tutorial service, accidental death and dismemberment, etc.

Learn More
Vision
Enhanced Care Plan Basic Care Plan
Eyeglasses & Contact Lenses

$125 per 24 months

$75 per 24 months

Eye Exam

80$ per 24 months

60$ per 24 months

Laser Eye Surgery

$150 per policy year

$150 per policy year

Learn More
Dental
Enhanced Care Plan Basic Care Plan
Annual Maximum

$700 per policy year

$600 per policy year

Preventive Services (recall exams, cleanings, extraction of impacted teeth)

70%

60%

Basic Services (oral surgery, fillings)

70%

50%

Periodontics and Endodontics

60%

50%

And More

Scaling, oral hygiene instruction, etc.


Learn More
Travel
Enhanced Care Plan Basic Care Plan
Travel Health Coverage

120 days per trip

120 days per trip

Medical Incident

$5,000,000 per lifetime

$5,000,000 per lifetime

Trip Cancellation

$3,000 per trip

$3,000 per trip

Trip Interruption

$7,500 per trip

$7,500 per trip

Learn More
2SLGBTQIA+ Support
Gender Affirmation Care

Included in the Enhanced Care Health Plan

Coverage for gender-affirming medical care and legal assistance for students on their gender affirmation journeys

Learn more - 2SLGBTQIA+ Support