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Understanding my coverage

The current policy year is from Sept. 1, 2024 – Aug. 31, 2025, or from Jan. 1 – Aug. 31, 2025 (for new January students).

To obtain all of the details of your coverage, including maximums, follow the links below.

Health
Enhanced Care Plan Basic Care Plan
Prescription Drugs (BC Fair PharmaCare Formulary)

80%

dispensing fee cap $10

70%

dispensing fee cap $5

Drug Exception Annual Maximum

$2,000 per policy year

$1,000 per policy year

Vaccinations

80%

70%, up to $150

Orthotics and Orthopedic Shoes

Up to $200

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Psychologists

80% per visit

$800 per policy year

80% per visit

$700 per policy year

Massage Therapists

 80% per visit

$300 per policy year 

$30 per visit

$200 per policy year

Chiropractors

80% per visit 

$300 per policy year

$30 per visit 

$200 per policy year

Physiotherapists

80% per visit

$300 per policy year 

$30 per visit

$200 per policy year 


Podiatrists/Chiropodists

80% per visit

$300 per policy year

$30 per visit

$200 per policy year 

Registered Dietitians

80% per visit

$300 per policy year

$30 per visit

$200 per policy year 


Naturopaths

80% per visit

$300 per policy year

$30 per visit

$200 per policy year

Acupuncturists

80% per visit

$300 per policy year

$30 per visit

$200 per policy year

Athletic Therapists

80% per visit

$300 per policy year

$30 per visit

$200 per policy year

Speech Therapists

 80% per visit 

$300 per policy year

$30 per visit 

$200 per policy year 

And More

Medical equipment, commercial laboratory tests, dental accident services, ambulance transportation, home nurse, tutorial service, accidental death and dismemberment, etc.

Learn More
Vision
Enhanced Care Plan Basic Care Plan
Eyeglasses & Contact Lenses

$125 per 24 months

$75 per 24 months

Eye Exam

80$ per 24 months

60$ per 24 months

Laser Eye Surgery

$150 per policy year

$150 per policy year

Learn More
Dental
Enhanced Care Plan Basic Care Plan
Annual Maximum

$800 per policy year

$600 per policy year

Preventive Services (recall exams, cleanings, extraction of impacted teeth)

80%

70%

Basic Services (oral surgery, fillings)

80%

50%

Periodontics and Endodontics

70%

50%

And More

Fluoride treatments, x-rays, scaling, oral hygiene instruction, etc.


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Travel
Enhanced Care Plan Basic Care Plan
Travel Health Coverage

120 days per trip

120 days per trip

Medical Incident

$5,000,000 per lifetime

$5,000,000 per lifetime

Trip Cancellation

$3,000 per trip

$3,000 per trip

Trip Interruption

$7,500 per trip

$7,500 per trip

Learn More
Mental Health & Wellness
Conversation - Powered by Dialogue

Included in the Enhanced Care Health Plan

Fast access to mental health professionals with no out-of-pocket cost, offering consultations until remission

Learn more - Mental Health & Wellness
2SLGBTQIA+ Support
Gender Affirmation Care

Included in the Enhanced Care Health Plan

Coverage for gender-affirming medical care and legal assistance for students on their gender affirmation journeys

Learn more - 2SLGBTQIA+ Support