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Understanding my coverage

The current policy year is from Sept. 1, 2024 – Aug. 31, 2025, or from Jan. 1 – Aug. 31, 2025 (for new January students).

To obtain all of the details of your coverage, including maximums, follow the links below.

Health
Prescription Drugs and Vaccinations at DrugSmart Pharmacy

100% (generic)

80% (brand-name)

Annual Maximum $5,000
Prescription Drugs and Vaccinations at all other pharmacies

80% (generic or brand-name)

Annual Maximum $5,000
Chiropractors / Osteopaths / Naturopaths / Acupuncturists / Registered Dietitians / Podiatrists/Chiropodists / Occupational Therapists / Physiotherapists / Athletic Therapists / Massage Therapists*

100% per visit

up to $40 per visit 

Combined Annual Maximum $600

*Please note that you need a referral from a medical doctor to be covered for visits to a massage therapist.
Psychologists / Psychotherapists / Social Workers / Speech Therapists

80% per visit

Combined Annual Maximum $750
And More

Medical equipment, dental accident services, ambulance transportation, accidental death and dismemberment, etc.
Learn More
Vision
Eyeglasses & Contact Lenses

$150 per 24 months
Eye Exam

$70 per 24 months
Learn More
Dental
Annual Maximum

$800 per policy year
Preventive Services (checkups, polishing, x-rays)

70%
Basic Services (fillings, oral surgery)

75%
Wisdom Teeth Extractions

50%
Basic and Major Restorative Services (endodontics, periodontics, removable denture adjustments, crowns, bridges, and posts)

10%
And More

Fluoride treatments, x-rays, scaling, oral hygiene instruction, etc.
Learn More
Travel
Travel Health Coverage

120 days per trip
Medical Incident

$5,000,000 per lifetime
Trip Cancellation

$3,000 per trip
Trip Interruption

$7,500 per trip
Learn More
Mental Health & Wellness
Empower Me - Powered by Dialogue

Available to eligible graduate and professional students at Queen's University

A student assistance program providing mental health and wellness services 24/7
Learn more - Mental Health & Wellness

Find more details about the Plan here:

Who's Covered Cost Change-of-Coverage Period Opt Out Complete an Enrolment How to Claim
Assistance Centre
      

Discover the Studentcare Networks’ Advantages

  Studentcare Psychology Network
  Studentcare Dental Network
  Studentcare Vision Network
  Studentcare Chiropractic Network
  Studentcare Physiotherapy Network
  Studentcare Massage Therapy Network
  
  

claims

  HOW TO CLAIM
GROUP NUMBERS
Health, Dental, and Vision - GPS
insured by Securian Canada
Travel - 97180
insured by Securian Canada
         
         

coverage

  Change-of-Coverage Period
  Opt Outs
  Self Enrolment
  Couple & Family Enrolments
         
         

download centre

  Claim Forms
  Enrolment Form
  Travel Health Passport
  Your Plan at a Glance
  Pay-Direct Card
         
         

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Find more details about the Plan here:

Who's Covered Your Plan at a Glance Change-of-Coverage Period Group & Certificate Numbers