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Understanding my coverage

The current policy year is from Sept. 1, 2022 – Aug. 31, 2023, or from Jan. 1 – Aug. 31, 2023 (for new January students).

To obtain all of the details of your coverage, including maximums, follow the links below.

Health
Prescription Drugs and Vaccinations at DrugSmart Pharmacy

100% (generic)

80% (brand-name)

Annual Maximum $5,000
Prescription Drugs and Vaccinations at all other pharmacies

80% (generic or brand-name)

Annual Maximum $5,000
Chiropractors / Osteopaths / Naturopaths / Acupuncturists / Registered Dietitians / Podiatrists/Chiropodists / Occupational Therapists / Physiotherapists / Athletic Therapists / Massage Therapists*

100% per visit

up to $40 per visit 

Combined Annual Maximum $600

*Please note that you need a referral from a medical doctor to be covered for visits to a massage therapist.
Psychologists / Psychotherapists / Social Workers / Speech Therapists

100% per visit

Combined Annual Maximum $500
And More

Medical equipment, dental accident services, ambulance transportation, accidental death and dismemberment, etc.
Learn More
Vision
Eyeglasses & Contact Lenses

$150 per 24 months
Eye Exam

$70 per 24 months
Learn More
Dental
Annual Maximum

$800 per policy year
Preventive Services (checkups, polishing, x-rays)

70%
Basic Services (fillings, oral surgery)

75%
Wisdom Teeth Extractions

50%
Basic and Major Restorative Services (endodontics, periodontics, removable denture adjustments, crowns, bridges, and posts)

10%
And More

Fluoride treatments, x-rays, scaling, oral hygiene instruction, etc.
Learn More
Travel
Travel Health Coverage

120 days per trip
Medical Incident

$5,000,000 per lifetime
Trip Cancellation

$3,000 per trip
Trip Interruption

$7,500 per trip
Learn More
Other
Well-Being Resources: Empower Me

• Confidential support service available 24/7

• Toll-free helpline 1-833-628-5589
Learn More

Find more details about the Plan here:

Who's Covered Advantages of my coverage Cost Change-of-Coverage Period Opt Out Complete an Enrolment Group & Certificate Numbers How to Claim
Assistance Centre
      

Discover the Studentcare Networks’ Advantages

  Studentcare Psychology Network
  Studentcare Dental Network
  Studentcare Vision Network
  Studentcare Chiropractic Network
  Studentcare Physiotherapy Network
  Studentcare Massage Therapy Network
   
   

claims

  Group & Certificate Numbers
  How to Claim
  Claim Forms
  Check Your Claim's Status
  Register for Direct Deposits
GROUP NUMBERS
Health, Dental, and Vision - 141012
insured by Sun Life Assurance Company of Canada
Travel - 97180
administered by Blue Cross Life Insurance Company of Canada
          
          

coverage

  Change-of-Coverage Period
  Opt Outs
  Self Enrolment
  Couple & Family Enrolments
          
          

download centre

  Claim Forms
  Enrolment Form
  Travel Health Passport
  Pay-Direct Card
  Mobile App
          
          

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Find more details about the Plan here:

Who's Covered Your Plan at a Glance Change-of-Coverage Period Group & Certificate Numbers