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Understanding my coverage

The current policy year for most students is from Sept. 1, 2023 – Aug. 31, 2024, or from Jan. 1 – June 30, 2024 (for new winter students). Please note that students in certain programs may have different coverage periods. 

To obtain all of the details of your coverage, including maximums, follow the links below.

Health
Prescription Drugs

Up to 80%

3,000$ per policy year

Psychologists, Psychotherapist or Social Workers

80% per visit

$600 per policy year (combined maximum)  

Physiotherapists or Physiatrists

80% per visit

$300 per policy year (combined maximum)

Chiropractors

80% per visit 

$300 per policy year

*Visits to all of these practitioners are covered at 80% per visit per category of practitioner, to a combined maximum of $300 per policy year for all practitioners. 


Massage Therapists

 80% per visit

$300 per policy year

*Visits to all of these practitioners are covered at 80% per visit per category of practitioner, to a combined maximum of $300 per policy year for all practitioners. 


Naturopaths

80% per visit

$300 per policy year

*Visits to all of these practitioners are covered at 80% per visit per category of practitioner, to a combined maximum of $300 per policy year for all practitioners. 


Osteopaths

80% per visit

$300 per policy year

*Visits to all of these practitioners are covered at 80% per visit per category of practitioner, to a combined maximum of $300 per policy year for all practitioners. 


Speech Therapists

 80% per visit 

$300 per policy year

*Visits to all of these practitioners are covered at 80% per visit per category of practitioner, to a combined maximum of $300 per policy year for all practitioners. 


And More

Medical equipment, dental accident services, tutorial services, tuition insurance, ambulance transportation, accidental death and dismemberment, etc.

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Vision
Eyeglasses & Contact Lenses

$150 per 24 months

Eye Exam

80$ per 24 months

Learn More
Dental
Annual Maximum

$750 per policy year

Preventive Services (recall exams, cleanings, minor restorative)

90%

Basic services (oral surgery, extraction of impacted teeth)

75%

Periodontics (gum treatment)

50%

Endodontics (root canals)

20%

And More

Oral hygiene instruction, bitewing x-rays, application of fluoride, etc.

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Travel
Travel Health Coverage

120 days per trip

Medical Incident

$5,000,000 per lifetime

Trip Cancellation

$3,000 per trip

Trip Interruption

$7,500 per trip

Learn More
Mental Health & Wellness
Empower me - Powered by Dialogue

Included in the Health Plan

A student assistance program providing mental health and wellness services 24/7

Learn more - Mental Health & Wellness