Understanding my coverage
The current policy year is from Sept. 1, 2024 – Aug. 31, 2025, from Jan. 1 – Aug. 31, 2025 (for new January students) or from May 1 - Aug. 31, 2025 (for new May students).
To obtain all of the details of your coverage, including maximums, follow the links below.
Prescription Drugs and Vaccinations |
80%
Annual Maximum $3,000 |
Psychologists/Clinical Counsellors/Masters of Social Work/Psychotherapists |
$100 per visit
Annual Maximum $400
Please note that you need a referral by a medical doctor to be covered for visits to psychologists, clinical counsellors, Masters of Social Work, or licensed psychotherapists.
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Chiropractors |
$35 per visit
Annual Maximum $500
Please note that you need a referral by a medical doctor to be covered for visits to a chiropractor. |
Physiotherapists |
$40 per visit
Annual Maximum $500
Please note that you need a referral by a medical doctor to be covered for visits to a physiotherapist. |
Podiatrists/Chiropodists |
$25 per visit
Annual Maximum $300 |
Osteopaths |
$25 per visit
Annual Maximum $300 |
Speech Therapists |
$25 per visit
Annual Maximum $300 |
Naturopaths |
$25 per visit
Annual Maximum $300 |
Massage Therapists |
$25 per visit
Annual Maximum $500
Please note that you need a referral by a medical doctor to be covered for visits to a massage therapist. |
And More |
Medical equipment, commercial laboratory tests, dental accident services, ambulance transportation, accidental death and dismemberment, etc. |
Learn More
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Annual Maximum |
$750 per policy year |
Basic Services (fillings, scaling, oral surgery, endodontics, periodontics) |
70% |
And More |
Fluoride treatments, x-rays, oral hygiene instruction, etc. |
Learn More
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Travel Health Coverage |
120 days per trip |
Medical Incident |
$5,000,000 per lifetime |
Trip Cancellation |
$3,000 per trip |
Trip Interruption |
$7,500 per trip |
Learn More
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Included in the Health Plan
Fast access to mental health professionals with no out-of-pocket cost, offering consultations until remission |
Learn more - Mental Health & Wellness
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Find more details about the Plan here: