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Understanding my coverage

The current policy year is from Sept. 1, 2024 – Aug. 31, 2025, from Jan. 1 – Aug. 31, 2025 (for new January students) or from May 1 - Aug. 31, 2025 (for new May students).

To obtain all of the details of your coverage, including maximums, follow the links below.

Health
Prescription Drugs and Vaccinations

80%

Annual Maximum $3,000

Psychologists/Clinical Counsellors/Masters of Social Work/Psychotherapists

$100 per visit

Annual Maximum $400

 Please note that you need a referral by a medical doctor to be covered for visits to psychologists, clinical counsellors, Masters of Social Work, or licensed psychotherapists.


Chiropractors

$35 per visit

Annual Maximum $500

 Please note that you need a referral by a medical doctor to be covered for visits to a chiropractor.

Physiotherapists

$40 per visit

Annual Maximum $500

 Please note that you need a referral by a medical doctor to be covered for visits to a physiotherapist.

Podiatrists/Chiropodists

$25 per visit

Annual Maximum $300

Osteopaths

$25 per visit

Annual Maximum $300

Speech Therapists

$25 per visit

Annual Maximum $300

Naturopaths

$25 per visit

Annual Maximum $300

Massage Therapists

$25 per visit

Annual Maximum $500

 Please note that you need a referral by a medical doctor to be covered for visits to a massage therapist.

And More

Medical equipment, commercial laboratory tests, dental accident services, ambulance transportation, accidental death and dismemberment, etc.

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Vision
Eye exam, eyeglasses, and contact lenses

maximum $150 every 24 months (combined maximum)

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Dental
Annual Maximum

$750 per policy year

Preventive Services (recall exams, cleanings, extraction of impacted teeth)

70%

Basic Services (fillings, scaling, oral surgery, endodontics, periodontics)

70%

And More

Fluoride treatments, x-rays, oral hygiene instruction, etc.

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Travel
Travel Health Coverage

120 days per trip

Medical Incident

$5,000,000 per lifetime

Trip Cancellation

$3,000 per trip

Trip Interruption

$7,500 per trip

Learn More
Mental Health & Wellness
Empower Me - Powered by Dialogue

Included in the Health Plan

A student assistance program providing mental health and wellness services 24/7

Learn more - Mental Health & Wellness