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Understanding my coverage

The current policy year is from Sept. 1, 2023 – Aug. 31, 2024, or from Jan. 1 – Aug. 31, 2024 for new January students.

To obtain all of the details of your coverage, including maximums, follow the links below.

Health
Oral contraceptives

Remaining amount after RAMQ

Antidepressants, neurostimulants

Remaining amount after RAMQ

Vaccinations

100%

Annual maximum  $150

Massage Therapists

$40 per visit

Annual maximum $400

Please note that you need a referral by a medical doctor to be covered for visits to a massage therapist.

Chiropractors

$40 per visit

Annual maximum $400

Physiotherapists

$40 per visit

Annual maximum $400

Podiatrists/Chiropodists

$40 per visit

Annual maximum $400

Osteopaths

$40 per visit

Annual maximum $400

Registered Dietitians

$40 per visit

Annual maximum $400

And More

Medical equipment, x-rays, diagnostic ultrasounds, commercial laboratory tests, dental accident services, ambulance transportation, home nurse services, semi-private hospital room and hospital cash benefit, tutorial benefit, accidental death and dismemberment, etc..

Learn More
Vision
Eyeglasses & Contact Lenses

$100 per 24 months

Eye Exam

$50 per policy year

Learn More
Travel
Travel Health Coverage

120 days per trip

Medical Incident

$5,000,000 per lifetime

Trip Cancellation

$3,000 per trip

Trip Interruption

$7,500 per trip

Learn More
Dental
Annual Maximum

$750 per policy year

Preventive Services (recall exams, cleanings, extraction of impacted teeth)

70%

Basic Services (oral surgery, fillings, endodontics, periodontics)

50%

Learn More
Legal Care Program
The essentials

Included in the Dental plan

A consultation service for all your legal questions, and legal representation for disputes related to housing, employment, academic rights, and more

Learn more - Legal Care Program
Mental Health & Wellness
Programme mieux-être - Powered by Dialogue

Included in the Dental Plan 

A student assistance program providing mental health and wellness services 24/7

Learn more - Mental Health & Wellness
Virtual Health Care
AlloDoc! - Powered by Dialogue

Included in the Dental Plan

Virtual health care that connects you with nurses and physicians from anywhere in Canada

Learn more - Virtual Health Care
LGBTQIA2S+ Support
Gender Affirmation Care

Included in the Health Plan

Coverage for gender-affirming medical care and legal assistance for students on their gender affirmation journeys  

Learn more - LGBTQIA2S+ Support