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Understanding my coverage

The current policy year is from Sept. 1, 2024 – Aug. 31, 2025 (for new September students), from Jan. 1 – Aug. 31, 2025 (for new January students) or from May 1 - Aug. 31, 2025 (for new May students).

To obtain all of the details of your coverage, including maximums, follow the links below.

Students must have primary insurance coverage to access their UAGSA Extended Health & Dental Plan. This includes the Alberta Health Care Insurance Plan, the University of Alberta Health Insurance Plan, or equivalent.

Health
Prescription Drugs & Vaccinations

Up to 80%

Annual maximum $10,000

Vaccinations

Up to 100%

Annual maximum $150

Psychologist / Master's in Social Work / Registered Clinical Social Worker / Registered Clinical Counsellor (RCC) / Registered Professional Counsellor (RPC) / Canadian Certified Counsellor (CCC)

80% per visit

Annual maximum $600

Occupational Therapists

Up to $30 per visit

Annual maximum $500

Chiropractors

Up to $30 per visit

Annual maximum $500

Physiotherapists

Up to $30 per visit

Annual maximum $500

Podiatrists/Chiropodists

Up to $30 per visit

Annual maximum $500

Osteopaths

Up to $30 per visit

Annual maximum $500

Speech Therapists

Up to $30 per visit

Annual maximum $500

Naturopaths

Up to $30 per visit

Annual maximum $500

Registered Dietitians

Up to $30 per visit

Annual maximum $500

Massage Therapists*

Up to $30 per visit

Annual maximum $500 

Please note that you need a referral by a medical doctor to be covered for visits to massage therapists. 

Athletic Therapists

Up to $30 per visit

Annual maximum $500 

Acupuncturists

Up to $30 per visit

Annual maximum $500

And More

Medical equipment, dental accident services, ambulance transportation, etc.

Learn More
Vision
Eyeglasses & Contact Lenses

$200 every 24 months

Eye Exam

70$ per 2 policy years

Laser Eye Surgery

$150 per policy year

Learn More
Travel
Travel Health Coverage

120 days per trip

Medical Incident

$5,000,000 per lifetime

Trip Cancellation

$3000 per trip

Trip Interruption

$7500 per trip

Learn More
Dental
Annual Maximum

$650 per policy year

Preventive Services (recall exams, cleanings, extraction of impacted teeth)

70%

Basic Services (oral surgery, fillings, endodontics, periodontics)

50%

Major Restorative (crowns, bridges, posts)

30%

And More

X-rays, scaling, oral hygiene instruction

Dental