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Understanding my coverage

The current policy year is from Sept. 1, 2024 – Aug. 31, 2025, or from Jan. 1 – Aug. 31, 2025 (for new January students).

To obtain all of the details of your coverage, including maximums, follow the links below.

Health
Prescription Drugs* and Vaccinations

80%

Annual Maximum $5,000

Psychologists, clinical counsellor or practitioner with a Master’s degree in Social Work

90% per visit

Annual Maximum $1,000

Chiropractors

60% per visit

Annual Maximum $400

Physiotherapists

60% per visit

Annual Maximum $400

Podiatrists/Chiropodist

60% per visit

Annual Maximum $400

Osteopaths

60% per visit

Annual Maximum $400

Speech Therapists

60% per visit

Annual Maximum $400

Naturopaths

60% per visit

Annual Maximum $400

Massage Therapists

60% per visit

Annual Maximum $400

Please note that you need a referral from a medical doctor to be covered for visits to a massage therapist.

Registered Dietitians

60% per visit

Annual Maximum $400

Please note that you need a referral from a medical doctor to be covered for visits to a registered dietitian.

And More

Medical equipment, commercial laboratory tests, dental accident services, ambulance transportation, etc.

Learn More
Vision
Eyeglasses & Contact Lenses

$150 every 24 months

Eye Exam

$75 per 2 policy years

Laser Eye Surgery

$150 per policy year

Learn More
Dental
Annual Maximum

$750 per policy year

Preventive Services (recall exams, cleanings)

70%

Basic Services (fillings, endodontics, periodontics, oral surgery, extractions)

80%

And More

X-rays, scaling, oral hygiene instruction, etc.

Learn More
Travel
Travel Health Coverage

120 days per trip

Medical Incident

$5,000,000 per lifetime

Trip Cancellation

$3,000 per trip

Trip Interruption

$7,500 per trip

Learn More
Mental Health & Wellness
Empower Me - Powered by Dialogue

Available to eligible Queen's University students

A student assistance program providing mental health and wellness services 24/7

Learn more - Mental Health & Wellness
Virtual Health Care
HI - Health Interactive (Powered by Dialogue)

Included in the Health Plan. Note that dependants aren't eligible.

Virtual health care that connects you with nurses and physicians from anywhere in Canada

Learn more - Virtual Health Care
2SLGBTQIA+ Support
Gender Affirmation Care

Included in the Health Plan

Coverage for gender-affirming medical care and legal assistance for students on their gender affirmation journeys  

Learn nome- 2SLGBTQIA+ Support