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Understanding my coverage

The current policy year is from Sept. 1, 2024 – Aug. 31, 2025, or from Jan. 1 – Aug. 31, 2025 (for new January students).

To obtain all of the details of your coverage, including maximums, follow the links below.

Health
Prescription Drugs

80%

Vaccinations

90%

Annual Maximum $150

Psychologists

100% per visit

Annual Maximum $500

Chiropractors

$50 per visit

Annual Maximum $400

Physiotherapists

$50 per visit

Annual Maximum $400

Podiatrists/Chiropodists

$50 per visit

Annual Maximum $400

Osteopaths

$50 per visit

Annual Maximum $400

Speech Therapists

$50 per visit

Annual Maximum $400

Naturopaths

$50 per visit

Annual Maximum $400

Massage Therapists

$50 per visit

Annual Maximum $400

Please note that you need a referral by a medical doctor to be covered for visits to massage therapists.

Athletic Therapists

$50 per visit

Annual Maximum $400

Registered Dietitians

$50 per visit

Annual Maximum $400

Please note that you need a referral by a medical doctor to be covered for visits to registered dietitians.  

And More

Medical equipment, commercial laboratory tests, dental accident services, ambulance transportation, accidental death and dismemberment, etc.

Learn More
Vision
Eyeglasses & Contact Lenses

$100 per 24 months

Eye Exam

$50 per 24 months

Laser Eye Surgery

$150 per 12 months

Learn More
Dental
Annual Maximum

$750 per policy year

Preventive Services (recall exams, cleanings, extraction of impacted teeth)

70%

Basic Services (fillings, oral surgery, endodontics, periodontics)

60%

And More

Fluoride treatments, x-rays, scaling, oral hygiene instruction, etc.

Learn More
Travel
Travel Health Coverage

120 days per trip

Medical Incident

$5,000,000 per lifetime

Trip Cancellation

$3,000 per trip

Trip Interruption

$7,500 per trip

Learn More
Mental Health & Wellness
Empower Me - Powered by Dialogue

Included in the Health Plan

A student assistance program providing mental health and wellness services 24/7

Learn more - Mental Health & Wellness
Virtual Health Care
HI (Health Interactive) - Powered by Dialogue

Included in both the Health Plan and the Dental Plan

Virtual health care that connects you with nurses and physicians from anywhere in Canada

Learn more - Virtual Health Care
Legal Care Program
The Essentials

Included in the Health Plan

A consultation service for all your legal questions, and legal representation for disputes related to housing, employment, academic rights, and more

Learn more - Legal Care Program