Understanding my coverage
The current policy year is:
Fall students: Sept. 1, 2024 – Aug. 31, 2025
New winter students: Jan. 1 – Aug. 31, 2025
New spring students: May 1 – Aug. 31, 2025
For all your coverage details, including maximums, see the links below.
| Prescription Drugs |
Up to 80% until you reach $2,500 in paid claims per policy year. After you reach $2,500, you'll be covered at 100% up to $3,000 per policy year. |
| Prescription Vaccinations |
100% up to $3,000 per policy year (included in the prescription drug maximum) |
| Psychologist, Social Worker/Counsellor, or Master of Social Work / MindBeacon Therapist Guided Program |
100% per visit
Annual maximum $800 |
| Registered Massage Therapists |
100% per visit
Annual maximum $300 |
| Chiropractors |
100% per visit
Annual maximum $300 |
| Physiotherapists |
100% per visit
Annual maximum $300 |
| Naturopaths |
100% per visit
Annual maximum $300 |
| Speech Therapists |
100% per visit
Annual maximum $300 |
| Acupuncturists |
100% per visit
Annual maximum $300 |
| Podiatrists |
100% per visit
Annual maximum $300 |
| Athletic therapists |
100% per visit
Annual maximum $300 |
| Homeopaths |
100% per visit
Annual maximum $300 |
| And More |
Tutorial benefit, ambulance, dental accident, medical equipment, and hospitalization |
Learn More
|
| Eyeglasses & Contact Lenses |
70% up to $200 every 24 consecutive months |
| Eye Exam |
70% once every 2 years |
|
Learn more
|
| Annual Maximum |
$500 per policy year |
| Comprehensive Basic Services
(standard denture services, comprehensive oral surgery, endodontics, periodontics) |
70% |
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Learn more
|
| Travel Health Coverage |
120 days per trip |
| Medical Incident |
$5,000,000 per lifetime |
| Trip Cancellation |
$3,000 per trip |
| Trip Interruption |
$7,500 per trip |
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Learn more
|
| HI (Health Interactive) - Powered by Dialogue |
Virtual health care that connects you with nurses and physicians from anywhere in Canada |
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Learn more - Virtual Health Care
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Find more details about the Plan here:
