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Understanding my coverage

The current policy year is from Sept. 1, 2024 – Aug. 31, 2025, or from Jan. 1 – Aug. 31, 2025 (for new January students).

To obtain all of the details of your coverage, including maximums, follow the links below.

Health
Prescription Drugs & Vaccinations

90%

Annual Maximum $3,000

Psychologists/Registered Social Workers/Psychotherapists

100% per visit 

Annual Maximum $1,000

Registered Massage Therapists

80% per visit 

Annual Maximum $300

Please note that you need a referral from a medical doctor to be covered for visits to a registered massage therapist.

Chiropractors

80% per visit 

Annual Maximum $300

Physiotherapists

80% per visit 

Annual Maximum $300

Please note that you need a referral from a medical doctor to be covered for visits to a physiotherapist.

Naturopaths

80% per visit 

Annual Maximum $300

Osteopaths

80% per visit 

Annual Maximum $300

Dietitians or Nutritionists

20 $ per visit 

Annual Maximum $400

Podiatrists/Chiropodists

80% per visit 

Annual Maximum $300

Speech Therapists

80% per visit

Annual Maximum $300

Acupuncturists

80% per visit

Annual Maximum $300

Occupational Therapists

80% per visit

Annual Maximum $300

And More

Tutorial service, ambulance, dental accident, medical equipment, etc.

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Vision
Eye Exam

$100 per 24 months

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Dental
Annual Maximum

$750 per policy year

Preventive Services (recall exams, cleanings, extraction of impacted teeth)

70%

Basic Services (fillings)

80%

Basic Services (oral surgery, endodontics, periodontics)

10%

And More

Fluoride treatments, x-rays, scaling, oral hygiene instruction, etc.

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Travel
Travel Health Coverage

120 days per trip

Medical Incident

$5,000,000 per lifetime

Trip Cancellation

$3,000 per trip

Trip Interruption

$7,500 per trip

Learn More