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Understanding my coverage

The current policy year is from Sept. 1, 2024 – Aug. 31, 2025 (for new September students), from Jan. 1 – Aug. 31, 2025 (for new January students) or from May 1 – Aug. 31, 2025 (for new May students).

To obtain all of the details of your coverage, including maximums, follow the links below.

Health
Prescription Drugs & Vaccinations

80%

Annual Maximum $5,000

Psychologists/Social Workers

80% per visit (up to $25)

Annual Maximum $400

Please note that you need a referral by a medical doctor to be covered for visits to a psychologist or social worker.  

Chiropractors

80% per visit (up to $25)

Annual Maximum $400

Physiotherapists

80% per visit (up to $25)

Annual Maximum $400

Please note that you need a referral by a medical doctor to be covered for visits to a physiotherapist.

Osteopaths

80% per visit (up to $25)

Annual Maximum $400

Speech Therapists

80% per visit (up to $25)

Annual Maximum $400

Please note that you need a referral by a medical doctor to be covered for visits to a speech therapist.

Naturopaths

80% per visit (up to $25)

Annual Maximum $400

Massage Therapists

80% per visit (up to $25)

Annual Maximum $400

Please note that you need a referral by a medical doctor to be covered for visits to a massage therapist.

And More

Medical equipment, commercial laboratory tests, dental accident services, ambulance transportation, accidental death and dismemberment, etc.

Learn More
Vision
Eyeglasses & Contact Lenses

$150 every 24 months

Eye Exam

$50 per 2 policy years

Laser Eye Surgery

$150 every 24 months

Learn More
Dental
Annual Maximum

$750 per policy year

Preventive Services (recall exams, cleanings)

70%

Preventive/Basic Services (extraction of impacted teeth)

50%

Basic Services (fillings)

70%

Basic Services (oral surgery, endodontics, periodontics)

20%

And More

Fluoride treatments, x-rays, scaling, oral hygiene instruction, etc.

Learn More
Travel
Travel Health Coverage

120 days per trip

Medical Incident

$5,000,000 per lifetime

Trip Cancellation

$3,000 per trip

Trip Interruption

$7,500 per trip

Learn More
Mental Health & Wellness
Conversation - Powered by Dialogue

Included in the Health Plan

Fast access to mental health professionals with no out-of-pocket cost, offering consultations until remission

Learn more - Mental Health & Wellness
Virtual Health Care
HI (Health Interactive) - Powered by Dialogue

Included in the Health Plan

Virtual health care that connects you with nurses and physicians from anywhere in Canada

Learn more - Virtual Health Care