Oral contraceptives and antidepressants: covered at 80%, up to a maximum of $2,000 per insured person per coverage period.
Please note that your student Plan covers only eligible prescription drugs in only the above categories.
Some drugs covered by the Plan aren’t covered by RAMQ. In this case, the pharmacist will give you a receipt indicating that the public plan provides no reimbursement. The insurance company will then reimburse you for the cost of the lowest priced equivalent generic product on the market.
If you're a Quebec resident (including international students who have become Quebec residents):
Ensure that you’re registered for one of these two plans:
If you aren’t covered by one of these two plans (Quebec Medicare or a private or public drug plan), you can’t submit prescription drug claims to the student Health Plan.
All claims for prescription drugs must first be submitted to a parent’s, spouse’s, or employee plan or to RAMQ before being submitted to the student Health Plan. Note that only certain eligible drugs (see the categories above) are covered by the Plan.
Subsequently, the reimbursement received via the student Health Plan corresponds to the difference between the price of the drug (if it is covered) and the amount reimbursed by the former plan (private plan or RAMQ). When the drug is covered by both the private/RAMQ plan and the student Plan, Quebec residents can be reimbursed for up to 100% of eligible costs by combining their plans.
Payable amount of $150 per insured person per coverage period for all vaccines not covered by the RAMQ. Administration fees are not included.
The cost of a semi-private room for each day of hospitalization with no limit as to the number of days.
Additional allowance: $75 per day of hospitalization, maximum of 30 days per period of hospitalization.
The cost of a semi-private room for each day of hospitalization with a limit of 100 days per insured person, per illness, provided that the insured person was admitted within 14 days of discharge from a hospital.
Payable amount of $10,000 per insured person per coverage period, provided it is prescribed by a physician and approved by Desjardins Insurance.
In the event of a medical emergency, the fees related to the transportation by a licensed ground or air ambulance to the nearest hospital.
Payable amount of $30 per visit, up to a maximum of $400 per insured person per coverage period, for each of the following specialist disciplines:
*The maximum amount applies to all specialists of this discipline.
X-rays required as part of a chiropractic, podiatric, or osteopathic treatment: Maximum of one x-ray per specialist, per insured person, per coverage period, included in the maximum payable amount for the specialist discipline.
Payable amount of $20 per visit, up to a combined maximum of $400 per insured person per coverage period, for the following specialist disciplines:
Walkers or crutches: Purchase or rental; conditions apply.
Wheelchairs: Purchase and repair, or rental; conditions apply.
Spinal braces: Purchase; repair costs are not included.
Brace for a limb, truss and plaster: Purchase; repair or replacement costs are not included.
Hospital bed: Purchase and repair, or rental; conditions apply.
Orthopaedic shoes: Purchase, up to a maximum of $200 per insured person per coverage period; conditions apply.
Hearing aids: Purchase on the written prescription of a licensed otolaryngologist, up to a payable amount of $250 per insured person per 2 coverage periods.
Wigs: Purchase, up to a lifetime payable amount of $200 per insured person, when required as a result of chemotherapy.
Podiatric orthosis or arch support: Purchase, up to a maximum of $200 per insured person per coverage period.
Artificial limb: Purchase, repair, and replacement, up to a maximum of $10,000 per repair or prosthesis.
Artificial eye: Purchase
External breast prosthesis: Purchase of an external breast prosthesis when required because of a surgery, including purchase of 2 surgical brassieres.
Glucometer or reflectant meter: Purchase or rental.
Oxygen and equipment required for its administration: Purchase or rental; conditions apply.
Apnea monitor: Purchase or rental; conditions apply.
Drainage pump and chest percussion accessories: Purchase.
TENS nerve stimulators: Purchase or rental, up to a lifetime maximum of $700 per insured person; conditions apply.
Other therapeutic equipment: Purchase or rental; conditions apply.
Colostomy, ileostomy, or ureterostomy supplies: Purchase.
Elastic support stockings: Purchase of medium or firm (over 20 mm/Hg) support stockings dispensed in a pharmacy or a medical facility, up to a payable amount of $500 per insured person per coverage period.
Supplies for paraplegics: Purchase; conditions apply.
Catheter: Purchase.
Medical supplies for gavage: Purchase.
Opaque glasses necessary during radiotherapy or psoriasis treatments: Purchase.
Medical supplies necessary following a tracheotomy: Purchase.
Compressive garments for the treatment of burns: Purchase.
Medicated dressings: Purchase.
Imaging techniques and diagnostic laboratory tests. Such procedures do not include services received in a hospital. Pregnancy tests and magnetic resonance imaging (MRI) are not covered.
The services of a dentist required to repair and replace healthy teeth as a result of an accidental blow to the mouth received while the insured person is covered under this benefit, up to a maximum of $1,000 per insured person per accident. Dental services must be rendered within 12 months of the accident. Reimbursement is governed by the current year’s Dental Association Fee Guide for General Practitioners where the participant resides.
The services of a private teacher, up to a payable amount of $10 per hour and a maximum of $300 per accident or illness.
Amount of insurance per insured person: $2,000
For detailed information and maximums, please consult your insurance brochure .
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