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Understanding my coverage

The current policy year is from:
September start students: Sept. 1, 2024 - Aug. 31, 2025
January start students: Jan. 1 – Dec. 31, 2025
May start students: May 1, 2025 – Apr. 30, 2026

To obtain all of the details of your coverage, including maximums, follow the links below.

Health
Prescription drugs

80%

Dispensing fee cap $10

Prescription vaccinations

80%

Annual maximum ∞

Clinical Psychologists / Masters of Social Work / Counsellor / Psychotherapist

100% per visit

Annual maximum $1,250

Massage Therapists

$50 per visit

Annual maximum $300

Chiropractors

$50 per visit 

Annual maximum $500

Physiotherapists & Athletic Therapists

$50 per visit

Annual maximum $500

Naturopaths

$50 per visit

Annual maximum $300

Speech-Language Pathologists

$50 per visit 

Annual maximum $300

Acupuncturists

$50 per visit

Annual maximum $300

Orthotics

50% per visit

$300 per 2 policy years

And More - Health

Tutorial benefit, ambulance, dental accident, travel accident, specified medical equipment, and accidental death and dismemberment

Learn more - Health
Vision
Eyeglasses & Contact Lenses

$200 every 24 months

Eye Exam

$90 per 2 policy years

Learn more - Vision
Dental
Annual Maximum

$750 per policy year

Basic Services (recall exams, polishing)

80%

Restorative Services (fillings, extractions, oral surgery, periodontics, bridge repairs, re-centering of bridges and crowns, scaling)

80%

Endodontics (root canals)

50%

Learn more - Dental
Travel
Travel Health Coverage

120 days per trip

Medical Incident

$5,000,000 per lifetime

Trip Cancellation

$3,000 per trip

Trip Interruption

$7,500 per trip

Learn more - Travel
Mental Health & Wellness
Empower Me - Powered by Dialogue

Included in the Health Plan

A student assistance program providing mental health and wellness services 24/7

Learn more - Mental Health & Wellness