Understanding my coverage
The current policy year is from Sept. 1, 2024 – Aug. 31, 2025, or from Jan. 1 – Aug. 31, 2025 (for new January students).
To obtain all of the details of your coverage, including maximums, follow the links below.
| Prescription Drugs |
Up to 80%
Annual Maximum $3,000 |
| Vaccinations |
100%
Annual Maximum $150 |
| Psychologists |
80% per visit
Annual Maximum $500 |
| Registered Clinical Counsellor |
$25 per visit
Annual Maximum $300 |
| Chiropractors |
$25 per visit
Annual Maximum $300 |
| Physiotherapists |
$25 per visit
Annual Maximum $300 |
| Podiatrists/Chiropodists |
$25 per visit
Annual Maximum $300 |
| Osteopaths |
$25 per visit
Annual Maximum $300 |
| Speech Therapists |
$25 per visit
Annual Maximum $300 |
| Naturopaths |
$25 per visit
Annual Maximum $300 |
| Massage Therapists |
$25 per visit
Annual Maximum $300
Please note that you need a referral by a medical doctor to be covered for visits to massage therapists. |
| Athletic Therapists |
$25 per visit
Annual Maximum $300 |
| Acupuncturists |
$25 per visit
Annual Maximum $300 |
| And More |
Medical equipment, dental accident services, ambulance transportation, etc. |
Learn More
|
| Eye Exam |
$50 every 24 months |
| Laser Eye Surgery |
$150 per policy year |
| Eyeglasses & Contact Lenses |
$100 per 24 months |
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Learn More
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| Annual Maximum |
$700 per policy year |
| Diagnostic and Preventive Services (recall exams, cleanings) |
80% |
| Basic Services (fillings, denture repairs, relining, rebasing, endodontics, periodontics) |
70% |
| Oral Surgery |
50% |
| And More |
Fluoride treatments, x-rays, scaling and oral hygiene instruction. |
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Learn More
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| Travel Health Coverage |
120 days per trip |
| Medical Incident |
$5,000,000 per lifetime |
| Trip Cancellation |
$3,000 per trip |
| Trip Interruption |
$7,500 per trip |
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Learn More
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| Empower Me - Powered by Dialogue |
Available to eligible students at Adler University
A student assistance program providing mental health and wellness services 24/7 |
| Conversation - Powered by Dialogue |
Included in the Health Plan
Fast access to mental health professionals with no out-of-pocket cost, offering consultations until remission |
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Learn more - Mental Health & Wellness
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| HI (Health Interactive) - Powered by Dialogue |
Included in the Health Plan
Virtual health care that connects you with nurses and physicians from anywhere in Canada |
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Learn more - Virtual Health Care
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Find more details about the Plan here:
