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Understanding my coverage

The current policy year is from Sept. 1, 2024 – Aug. 31, 2025 (for new September students), from Jan. 1 – Aug. 31, 2025 (for new January students) or from May 1 – Aug. 31, 2025 (for new May students).

To obtain all of the details of your coverage, including maximums, follow the links below.

Health
Prescription Drugs

70%

Annual Maximum $3,000

There is a $7 deductible per prescription or refill.

Vaccinations

70%

Annual Maximum $150

There is a $7 deductible per vaccination

Psychologists

$30 per visit

Annual Maximum $300

Chiropractors

$30 per visit

Annual Maximum $300

Physiotherapists

$30 per visit

Annual Maximum $300

Podiatrists/Chiropodists

$30 per visit

Annual Maximum $300

Osteopaths

$30 per visit

Annual Maximum $300

Speech Therapists

$30 per visit

Annual Maximum $300

Naturopaths

$18 per visit

Annual Maximum $300

Massage Therapists

$30 per visit

Annual Maximum $300

Please note that you need a referral by a medical doctor or a naturopathic doctor to be covered for visits to a massage therapist.

Athletic Therapists

$30 per visit

Annual Maximum $300

Registered Dietitians

$30 per visit

Annual Maximum $300

Please note that you need a referral by a medical doctor or a naturopathic doctor to be covered for visits to a registered dietitian. 

And More

Medical equipment, commercial laboratory tests, dental accident services, ambulance transportation, accidental death and dismemberment, etc.

Learn More
Vision
Eyeglasses and Contact Lenses

$100 every 24 months

Eye Exam

$50 per 2 policy years

Learn More
Dental
Annual Maximum

$750 per policy year

Preventive Services (recall exams, cleanings, extraction of impacted teeth)

70%

Basic Services (fillings, scaling)

70%

Basic Services (oral surgery, endodontics, periodontics)

50%

And More

Fluoride treatments, x-rays, oral hygiene instruction, etc.

Learn More
Travel
Travel Health Coverage

120 days per trip

Medical Incident

$5,000,000 per lifetime

Trip Cancellation

$3,000 per trip

Trip Interruption

$7,500 per trip

Learn More
Mental Health & Wellness
Empower me - Powered by Dialogue

Included in the Health Plan

A student assistance program providing mental health and wellness services 24/7

Learn more - Mental Health & Wellness
Virtual Health Care
HI (Health Interactive) - Powered by Dialogue

Included in the Health Plan

Virtual health care that connects you with nurses and physicians from anywhere in Canada

Learn more - Virtual Health Care
2SLGBTQIA+ Support
Gender Affirmation Care

Included in the Health Plan

Coverage for gender-affirming medical care and legal assistance for students on their gender affirmation journeys  

Learn more - 2SLGBTQIA+ Support