If you’re already covered by an equivalent health and dental plan (such as a parent's or spouse’s employee benefit plan, or a plan provided by your band council or through Health Canada), you can opt out during the Change-of-Coverage Period. Only new Winter Semester students can opt out during the January Change-of-Coverage Period.

All opt outs are done online through our website here. You will need your student ID number and your date of birth. Opting out online ensures quick processing and allows you to receive an instant confirmation of your opt out.

After you have successfully opted out of the Plan, you’ll receive an automated confirmation email once your opt out is complete. If you don’t receive an opt-out confirmation email by the end of your Change-of-Coverage Period, please contact our Care Centre.

If you successfully opt out, you’ll receive a credit to your student account for the amount of the Plan shortly after the end of the appropriate Change-of-Coverage Period.

If you successfully opt out from the Plan, the NBCGSS Health & Dental Plan fee will be credited to your student account shortly after the end of the appropriate Change-of-Coverage Period. You’re responsible for paying all university fees within the prescribed deadlines. If you don’t pay the NBCGSS fee by the Change-of-Coverage deadline, you may be assessed late fees and interest. It is for this reason we recommend that you pay all university fees, even if you opt out of the Plan.

All self-enrolments are done online during the appropriate Change-of-Coverage Period through our website by clicking here. You’ll need your student ID number and your date of birth. Self-enrolling online ensures quick processing and allows you to receive an instant confirmation of your self-enrolment request.

If the university didn’t bill you automatically but you’re eligible for the Plan, you must provide proof of eligibility (“Student Invoice” or “Account Summary”) during the online self-enrolment process.

Once your self-enrolment and proof of eligibility document have been reviewed, you’ll receive an automated email with payment instructions and a deadline during or shortly after the appropriate Change-of-Coverage Period.

All self-enrolments for Fall Semester students are valid from Sept. 1, 2024 – Aug. 31, 2025. New eligible Winter Semester students may enrol themselves in the Plan for coverage between Jan. 1, 2025 – Aug. 31, 2025.

Your Plan gives you the option to enrol your family (spouse and/or dependent children) during the appropriate Change-of-Coverage Period by completing an enrolment process and by paying an additional fee, over and above your individual fee as a Plan member through our website here. Common law couples are eligible.

Your Plan gives you the option to enrol your dependent children and/or your spouse. You can only cover one spouse at a time.

No, you must remain covered by the Plan in order to enrol your eligible family members. Dependants’ coverage must be equal to or lesser than the Plan member’s coverage.

Coverage is only for the current policy year. If you want to cover your dependants in subsequent policy years, you must renew your couple/family coverage during the appropriate Change-of-Coverage Period at the beginning of each school year.

You can claim online by creating an account with Pacific Blue Cross through their Member Profile service. Alternatively, you can also claim by submitting your receipts and paper claims directly to Pacific Blue Cross. For more information, click here.

An explanation of benefits (EOB) statement tells you what portion of a claim was paid to the health-care provider and what payment you must pay. Once your claim has been processed, you will receive an EOB from your insurer either electronically or by mail.

Your Certificate Number is your 9-digit student ID number.

You can view or print details of your claims and register for direct deposit by registering for an online account with Pacific Blue Cross. Please visit Pacific Blue Cross's Member Profile (formerly called CARESnet) to register. You’ll be asked to enter your Policy Number and an ID number. For more information, click here.

You can view or print details of your claims and set up direct deposit by registering for an online account with Pacific Blue Cross. Please visit Pacific Blue Cross's Member Profile (formerly called CARESnet) to register. You will be asked to enter your Policy Number and an ID number. For more information, click here.

Yes, all health and dental claims must be received by Pacific Blue Cross no later than 90 days after the end of the policy year in which the claims were incurred or 90 days after the end of your coverage, whichever is sooner. Full-year coverage for this policy year ends Aug. 31, 2025. For more information and last year’s deadlines, click here.

The NBCGSS Health Plan covers medications listed in the BC Fair PharmaCare Plan Formulary, including most oral contraceptives, insulin, and diabetic supplies. The Plan covers most medications legally requiring a prescription. For more information, including prescription drug coverage maximums, please click here.

To find out if a specific drug is covered, contact our Care Centre with both the name of the drug and its Drug Identification Number (DIN)

Fair PharmaCare is a provincial income-based program designed to provide fair access to coverage for prescription drugs—the lower your income, the more assistance the government will provide toward your eligible drug costs. For more information please click here.

By presenting the Pay-Direct Card with your valid student ID card, you can fill your prescriptions at most pharmacies in British Columbia. The pharmacist will be able to process the claim immediately, so you won’t have to pay the full amount up front and wait to be reimbursed.

In the event that the drugs covered by the Plan aren't effective in treating your condition, an exception process is in place. Please click here for more information.

The Studentcare Networks are composed of different types of health and dental practitioners conveniently located in your area and other regions of Canada. Their commitment to helping students provides you with the option of paying less for their services. Studentcare Network savings work in addition to your insured benefits so that you can save even more money.

You’re not limited to Studentcare Networks members. You’re covered for the insured portion regardless of the practitioner you choose. By consulting a member of the Studentcare Networks, you’ll get additional coverage.

Yes, you can access your Plan benefits if you have access to any Canadian provincial health-care coverage.

If you’re already covered by another provincial health care or you’re an international student who hasn’t yet enrolled in BC MSP, you aren't eligible for Fair PharmaCare. However, you must contact the Care Centre so that we can ensure that your prescription drug claims continue to be covered without interruption.

Yes, you can use your Plan benefits anywhere in Canada. For more information on how to claim, click here.

Yes, if you’re covered by another extended plan in addition to your student Plan (e.g. through a parent's or spouse's employer, or your own employer), you may coordinate the benefits in order to increase your overall coverage, up to 100%.

If you’re covered by your employer in addition to a student Plan, your employee plan is your primary plan. All claims must first be submitted to your employee plan and then the remaining balance can be sent to your student Plan. For step-by-step instructions, click here.

If you’re covered by your spouse’s or parent’s plan in addition to a student Plan, your student Plan is your primary plan. All claims must first be submitted to your student Plan and then the remaining balance can be sent to your spouse’s or parent’s plan. For step-by-step instructions, click here.