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Understanding my coverage

The current policy year is from Sept. 1, 2022 – Aug. 31, 2023, or from Jan. 1 – Aug. 31, 2023 (for new January students).

To obtain all of the details of your coverage, including maximums, follow the links below.

Health
Enhanced Care Plan Basic Care Plan
Prescription Drugs - Quebec resident

Remaining amount after RAMQ

Remaining amount after RAMQ

Prescription Drugs - Non-Quebec resident

Up to 90% (after a $35 deductible)

Up to 90% (after a $35 deductible)

Vaccinations

Up to 100%

Annual maximum $300

Up to 100%

Annual maximum $300

Licensed Psychologist

Up to 50%

Annual maximum $1,000

Up to 50%

Annual maximum $500

Chiropractors

$30 per visit 

Annual maximum $300

$20 per visit

Annual maximum $300

Physiotherapists

$40 per visit

Annual maximum $400

$30 per visit

Annual maximum $400

Podiatrists/Chiropodists

$30 per visit

Annual maximum $300

$20 per visit

Annual maximum $300

Massage Therapists

$30 per visit

annual maximum $300

$20 per visit

annual maximum $300

Speech Therapists

$30 per visit

Annual maximum $300

$20 per visit

Annual maximum $300

Osteopaths

$30 per visit

Annual maximum $300

$20 per visit

Annual maximum $300

Athletic Therapists

$30 per visit

Annual maximum $300

$20 per visit

Annual maximum $300

Dietitians

$30 per visit

Annual maximum $300

$20 per visit

Annual maximum $300

And More

Medical equipment, commercial laboratory tests, dental accident services, ambulance transportation, accidental death and dismemberment, etc.

Learn More
Vision
Enhanced Care Plan Basic Care Plan
Eyeglasses & Contact Lenses

$100 every 24 months

-

Eye Exam

$30 per policy year

-

Laser Eye Surgery

$150 per policy year

-

Learn More
Dental
Enhanced Care Plan Basic Care Plan
Annual Maximum

$800 per policy year

$500 per policy year

Preventive Services (recall exams, cleanings, extraction of impacted teeth)

70%

70%

Basic Services (oral surgery, fillings, endodontics, periodontics)

50%

50%

Major Restorative (crowns, bridges, posts)

50%

50%

And More

Fluoride treatments, x-rays, scaling, oral hygiene instruction, etc.

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Travel
Enhanced Care Plan Basic Care Plan
Travel Health Coverage

120 days per trip

120 days per trip

Medical Incident

$5,000,000 per lifetime

$5,000,000 per lifetime

Trip Cancellation

$3,000 per trip

$3,000 per trip

Trip Interruption

$7,500 per trip

$7,500 per trip

Learn More
Other
Legal Essentials

Legal Representation

• Fees of lawyers or experts

• Disbursements

Legal Consultation

Learn more