Understanding my coverage
The current policy year is from Sept. 1, 2023 – Aug. 31, 2024 , or from Jan. 1 – Aug. 31, 2024 (for new January students).
To obtain all of the details of your coverage, including maximums, follow the links below.
Prescription Drugs - Quebec resident
Remaining amount after RAMQ
Remaining amount after RAMQ
Prescription Drugs - Non-Quebec resident
Up to 90% (after a $35 deductible)
Up to 90% (after a $35 deductible)
Vaccinations
Up to 100%
Annual maximum $300
Up to 100%
Annual maximum $300
Licensed Psychologist
Up to 50%
Annual maximum $1,000
Up to 50%
Annual maximum $500
Chiropractors
$30 per visit
Annual maximum $300
$20 per visit
Annual maximum $300
Physiotherapists
$40 per visit
Annual maximum $400
$30 per visit
Annual maximum $400
Podiatrists/Chiropodists
$30 per visit
Annual maximum $300
$20 per visit
Annual maximum $300
Massage Therapists
$30 per visit
annual maximum $300
$20 per visit
annual maximum $300
Speech Therapists
$30 per visit
Annual maximum $300
$20 per visit
Annual maximum $300
Osteopaths
$30 per visit
Annual maximum $300
$20 per visit
Annual maximum $300
Athletic Therapists
$30 per visit
Annual maximum $300
$20 per visit
Annual maximum $300
Dietitians
$30 per visit
Annual maximum $300
$20 per visit
Annual maximum $300
And More
Medical equipment, commercial laboratory tests, dental accident services, ambulance transportation, accidental death and dismemberment, etc.
Learn More
Annual Maximum
$800 per policy year
$500 per policy year
Basic Services (oral surgery, fillings, endodontics, periodontics)
50%
50%
Major Restorative (crowns, bridges, posts)
50%
50%
And More
Fluoride treatments, x-rays, scaling, oral hygiene instruction, etc.
Learn More
Eyeglasses & Contact Lenses
$100 every 24 months
-
Eye Exam
$30 per policy year
-
Laser Eye Surgery
$150 per policy year
-
Learn More
The Essentials
A consultation service for all your legal questions, and legal representation for disputes related to housing, employment, academic rights, and more
Learn more - Legal Care Program
Travel Health Coverage
120 days per trip
120 days per trip
Medical Incident
$5,000,000 per lifetime
$5,000,000 per lifetime
Trip Cancellation
$3,000 per trip
$3,000 per trip
Trip Interruption
$7,500 per trip
$7,500 per trip
Learn More
HI (Health Interactive) - Powered by Dialogue
Available to PGSS members. Note that dependants aren't eligible.
Virtual health care that connects you with nurses and physicians from anywhere in Canada
Learn more - Virtual Health Care
Gender Affirmation Care
Included in the Enhanced Care and Basic Care Dental Plan
Coverage for gender-affirming medical care and legal assistance for students on their gender affirmation journeys
Learn more - LGBTQIA2S+ Support
Find more details about the Plan here:
