Understanding my coverage
The current policy year is from Sept. 1, 2024 – Aug. 31, 2025, or from Jan. 1 – Aug. 31, 2025 (for new January students).
To obtain all of the details of your coverage, including maximums, follow the links below.
| Prescription Drugs |
80%
Annual maximum $5,000 |
| Psychologists/Masters of Social Work/Clinical Counsellors/Licensed Psychotherapists |
100% per visit
Annual maximum $750
Combined maximum for all practitioners |
| Chiropractors |
15$ per visit
Annual maximum 20 visits |
| Physiotherapists |
30$ per visit
Annual maximum 20 visits |
| Speech Therapists |
100% per visit
Annual maximum $1,000 |
| Naturopathic Doctors |
15$ per visit
Annual maximum 20 visits |
| Massage Therapists |
25$ per visit
Annual maximum $500
Please note that you need a referral by a medical doctor to be covered for visits to massage therapists. |
| Acupuncturists |
15$ per visit
Annual maximum 20 visits |
| Podiatrists or Chiropodists |
100%
Reimbursement is based on reasonable and customary fees. |
| And More |
Medical equipment, commercial laboratory tests, dental accident services, ambulance transportation, accidental death and dismemberment, etc. |
| Occupational Therapists |
$30 per visit
Annual maximum 20 visits |
Learn More
|
| Eyeglasses & Contact Lenses |
$125 per 24 months |
| Eye Exam |
$75 per 24 months |
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Learn More
|
| Annual Maximum |
$550 per policy year |
| Basic Services (fillings, oral surgery, endodontics, periodontics) |
70% |
| And More |
X-rays, scaling, etc. |
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Learn More
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| Travel Health Coverage |
120 days per trip |
| Medical Incident |
$5,000,000 per lifetime |
| Trip Cancellation |
$3,000 per trip |
| Trip Interruption |
$7,500 per trip |
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Learn More
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Find more details about the Plan here:
