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Understanding my coverage

The current policy year is from Sept. 1, 2023 – Aug. 31, 2024, or from Jan. 1 – Aug. 31, 2024 (for new January students).

To obtain all of the details of your coverage, including maximums, follow the links below.

Prescription Drugs


Annual maximum $5,000

Psychologists/Masters of Social Work/Clinical Counsellors/Licensed Psychotherapists

100%  per visit

Annual maximum $750

Combined maximum for all practitioners


15$ per visit

Annual maximum 20 visits


30$ per visit

Annual maximum 20 visits

Speech Therapists

100% per visit

Annual maximum $1,000

Naturopathic Doctors

15$ per visit

Annual maximum 20 visits

Massage Therapists

25$ per visit

Annual maximum $500

Please note that you need a referral by a medical doctor to be covered for visits to massage therapists.


15$ per visit

Annual maximum 20 visits

Podiatrists or Chiropodists


Reimbursement is based on reasonable and customary fees.

And More

Medical equipment, commercial laboratory tests, dental accident services, ambulance transportation, accidental death and dismemberment, etc.

Occupational Therapists

$30 per visit

Annual maximum 20 visits

Learn More
Eyeglasses & Contact Lenses

$125 per 24 months

Eye Exam

$75 per 24 months

Learn More
Annual Maximum

$550 per policy year

Preventive Services (recall exams, cleanings, extraction of impacted teeth)


Basic Services (fillings, oral surgery, endodontics, periodontics)


And More

X-rays, scaling, etc.

Learn More
Travel Health Coverage

120 days per trip

Medical Incident

$5,000,000 per lifetime

Trip Cancellation

$3,000 per trip

Trip Interruption

$7,500 per trip

Learn More
Mental Health & Wellness
Empower Me - Powered by Dialogue

Included in the Health Plan

A student assistance program providing mental health and wellness services 24/7

Learn more - Mental Health & Wellness