Understanding my coverage
The current policy year is from Sept. 1 – Aug. 31, or from Jan. 1 – Aug. 31 (for new January students).
To obtain all of the details of your coverage, including maximums, follow the links below.
| Prescription Drugs |
80%
Dispensing fee cap $10 |
70%
Dispensing fee cap $5 |
| Prescription Vaccinations |
80%
Annual maximum ∞
|
70%
Annual maximum $150 |
| Clinical Psychologists / Masters of Social Work / Counsellor / Psychotherapist |
100% per visit
Annual maximum $1,250
|
100% per visit
Annual maximum $1,250 |
| Massage Therapists |
$50 per visit
Annual maximum $300
|
$30 per visit
Annual maximum $200
|
| Chiropractors |
$50 per visit
Annual maximum $500 |
$30 per visit
Annual maximum $200 |
| Physiotherapists & Athletic Therapists |
$45 per visit
Annual maximum $500 |
$45 per visit
Annual maximum $500 |
| Naturopaths |
$50 per visit
Annual maximum $300
|
$30 per visit
Annual maximum $200
|
| Speech-Language Pathologists |
$50 per visit
Annual maximum $300
|
$30 per visit
Annual maximum $200
|
| Acupuncturists |
$50 per visit
Annual maximum $300
|
$30 per visit
Annual maximum $200 .
|
| Orthotics |
50% per visit
$300 per 2 policy years |
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| And More |
Tutorial benefit, ambulance, dental accident, travel accident, specified medical equipment, and accidental death and dismemberment |
Learn More
|
| Eyeglasses & Contact Lenses |
$200 every 24 months |
$100 every 24 months |
| Eye Exam |
$90 per 2 policy years |
$60 per 2 policy years
|
|
Learn More
|
| Annual Maximum |
$750 per policy year |
$500 per policy year |
| Basic Services (recall exams, polishing) |
80% |
70% |
| Restorative Services (fillings, extractions, oral surgery, periodontics, bridge repairs, re-centering of bridges and crowns, scaling) |
80% |
50% |
| Endodontics (root canal) |
50% |
50% |
|
Learn More
|
| Travel Health Coverage |
120 days per trip |
120 days per trip |
| Medical Incident |
$5,000,000 per lifetime |
$5,000,000 per lifetime |
| Trip Cancellation |
$3,000 per trip |
$3,000 per trip |
| Trip Interruption |
$7,500 per trip |
$7,500 per trip |
|
Learn More
|
| The Essentials |
Available to eligible UMSU members
A consultation service for all your legal questions, and legal representation for disputes related to housing, employment, academic rights, and more |
|
Learn more - Legal Care Program
|
| Empower Me - Powered by Dialogue |
Included in both the Enhanced Care Health Plan and the Basic Care Health Plan
A student assistance program providing mental health and wellness services 24/7 |
|
Learn more - Mental Health & Wellness
|
Find more details about the Plan here:
