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This website has been updated for the 2021-2022 policy year (Sept. 1, 2021 - Aug. 31, 2022). For information on the 2020-2021 policy year, click here .
Click here for an FAQ on Plan coverage related to COVID-19 that will be continually updated as we monitor the situation.
    
   

Understanding my coverage

The current policy year is from Sept. 1, 2021 – Aug. 31, 2022, or from Jan. 1 – Aug. 31, 2022 (for new January students).

To obtain all of the details of your coverage, including maximums, follow the links below.

Health
Enhanced Care Plan Basic Care Plan
Prescription Drugs

80%

Dispensing fee cap $10

70%

Dispensing fee cap $5

Prescription Vaccinations

80%

Annual maximum ∞


70% 

Annual maximum $150

Clinical Psychologists / Masters of Social Work / Counsellor / Psychotherapist

100% per visit

Annual maximum $1,250


100% per visit

Annual maximum $1,250

Massage Therapists

$50 per visit

Annual maximum $300 


$30 per visit

Annual maximum $200 



Chiropractors

$50 per visit 

Annual maximum $500

$30 per visit 

Annual maximum $200 

Physiotherapists & Athletic Therapists

$50 per visit

Annual maximum $500 

$50 per visit

Annual maximum $500 

Naturopaths

$50 per visit

Annual maximum $300 


$30 per visit

Annual maximum $200 


Speech-Language Pathologists

 $50 per visit 

Annual maximum $300 


$30 per visit 

Annual maximum $200 


Acupuncturists

$50 per visit

Annual maximum $300


$30 per visit

Annual maximum $200 .


Orthotics

50% per visit

$300 per 2 policy years

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And More

Tutorial benefit, ambulance, dental accident, travel accident, specified medical equipment, and accidental death and dismemberment

Learn More
Vision
Enhanced Care Plan Basic Care Plan
Eyeglasses & Contact Lenses

$200 every 24 months

$100 every 24 months

Eye Exam

$90 per 2 policy years

$60 per 2 policy years

Learn More
Dental & More
Enhanced Care Plan Basic Care Plan
Annual Maximum

$750 per policy year

$500 per policy year

Basic Services (recall exams, polishing)

80%

70%

Restorative Services (fillings, extractions, oral surgery, periodontics, bridge repairs, re-centering of bridges and crowns, scaling)

80%

50%

Endodontics (root canal)

50%

50%

Well-Being Resources: Empower Me

• Confidential support service available 24/7

• Toll-free helpline 1-833-628-5589

Learn More
Travel
Enhanced Care Plan Basic Care Plan
Travel Health Coverage

120 days per trip

120 days per trip

Medical Incident

$5,000,000 per lifetime

$5,000,000 per lifetime

Trip Cancellation

$3,000 per trip

$3,000 per trip

Trip Interruption

$7,500 per trip

$7,500 per trip

Learn More