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The website is being updated for the 2022-2023 policy (Sept. 1, 2022 - Aug. 31, 2023). For information on the 2021-2022 policy year, click here.
Click here for an FAQ on Plan coverage related to COVID-19 that will be continually updated as we monitor the situation.
            
   

Understanding my coverage

The current policy year is from Sept. 1, 2020 – Aug. 31, 2021, or from Jan. 1 – Aug. 31, 2021 (for new January students).

To obtain all of the details of your coverage, including maximums, follow the links below.

Health
Enhanced care plan Basic care plan
Prescription Drugs & Vaccinations

Up to 80%

Annual maximum $3,500.

Up to 80%

Annual maximum $3,500

Psychologists/Psychotherapists

Up to 80% 

Annual maximum $500

Up to 70% 

Annual maximum $500

Physiotherapists

Up to 80%

Annual maximum $500

Up to 70%

Annual maximum $500

Chiropractors

Up to 80%

Annual maximum $500

Up to 70%

Annual maximum $500

Acupuncturists

Up to 80%

Annual maximum $500

Up to 70%

Annual maximum $500

Massage Therapists

Up to 80%

Annual maximum $500

-

Speech Therapists

Up to 80%

Annual maximum $500

Up to 70%

Annual maximum $500

Dietitians

Up to 80%

Annual maximum $500

Up to 70%

Annual maximum $500

Naturopaths

Up to 80%

Annual maximum $500

Up to 70%

Annual maximum $500

Osteopaths

Up to 80%

Annual maximum (combined maximum) $500

Up to 70%

Annual maximum (combined maximum) $500

Chiropodists

Up to 80%

Annual maximum (combined maximum) $500

Up to 70%

Annual maximum (combined maximum) $500

Podiatrists

Up to 80%

Annual maximum (combined maximum) $500

Up to 70%

Annual maximum (combined maximum) $500

And More

Dental accident services, ambulance transportation, accidental death and dismemberment, etc.


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Vision
Enhanced care plan Basic care plan
Eye Exam, Eyeglasses, or Contact Lenses

$200 every 24 months

-

Laser Eye Surgery

$ 150 per coverage period

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Dental
Enhanced care plan Basic care plan
Annual Maximum

$500 per policy year

$500 per policy year

Preventive Services (recall exams, cleanings, x-rays, scaling)

70%

50%

Extraction of Impacted Teeth

70%

50%

Basic Services (fillings, endodontics, periodontics)

70%

50%

And More

Oral hygiene instruction, application of fluoride, etc.

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Travel
Enhanced care plan Basic care plan
Travel Health Coverage

120 days per trip

120 days per trip

Medical Incident

$5,000,000 per lifetime

$5,000,000 per lifetime

Trip Cancellation

$3,000 per trip

$3,000 per trip

Trip Interruption

$7,500 per trip

$7,500 per trip

Learn More
Other
Enhanced care plan Basic care plan
Well-Being Resources: Empower Me

• Confidential support service available 24/7

• Toll-free helpline 1-833-628-5589

• Confidential support service available 24/7

• Toll-free helpline 1-833-628-5589

Learn More