Understanding my coverage
The current policy year is from Sept. 1, 2022 – Aug. 31, 2023, or from Jan. 1 – Aug. 31, 2023 (for new January students).
To obtain all of the details of your coverage, including maximums, follow the links below.
| Prescription Drugs & Vaccinations |
Up to 80%
Annual maximum $3,500. |
Up to 80%
Annual maximum $3,500 |
| Psychologists/Psychotherapists |
Up to 80%
Annual maximum $500 |
Up to 70%
Annual maximum $500 |
| Physiotherapists |
Up to 80%
Annual maximum $500
Please note that you need a referral by a medical doctor to be covered for visits to a physiotherapist. |
Up to 70%
Annual maximum $500
Please note that you need a referral by a medical doctor to be covered for visits to a physiotherapist. |
| Chiropractors |
Up to 80%
Annual maximum $500
Please note that you need a referral by a medical doctor to be covered for visits to a chiropractor. |
Up to 70%
Annual maximum $500
Please note that you need a referral by a medical doctor to be covered for visits to a chiropractor. |
| Acupuncturists |
Up to 80%
Annual maximum $500 |
Up to 70%
Annual maximum $500 |
| Massage Therapists |
Up to 80%
Annual maximum $500
Please note that you need a referral by a medical doctor to be covered for visits to a massage therapist. |
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| Speech Therapists |
Up to 80%
Annual maximum $500 |
Up to 70%
Annual maximum $500 |
| Dietitians |
Up to 80%
Annual maximum $500 |
Up to 70%
Annual maximum $500 |
| Naturopaths |
Up to 80%
Annual maximum $500 |
Up to 70%
Annual maximum $500 |
| Osteopaths / Chiropodists / Podiatrists |
Up to 80%
Combined maximum of $500 per policy year |
Up to 70%
Combined maximum of $500 per policy year |
| And More |
Dental accident services, ambulance transportation, accidental death and dismemberment, etc. |
Learn More
|
| Eye Exam, Eyeglasses, or Contact Lenses |
$200 per 24 months |
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| Laser Eye Surgery |
$ 150 per policy year |
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|
| Annual Maximum |
$500 per policy year |
$500 per policy year |
| Preventive Services (recall exams, cleanings, x-rays, scaling) |
70% |
50% |
| Basic Services (fillings, endodontics, periodontics) |
70% |
50% |
| And More |
Oral hygiene instruction, application of fluoride, etc. |
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| Travel Health Coverage |
120 days per trip |
120 days per trip |
| Medical Incident |
$5,000,000 per lifetime |
$5,000,000 per lifetime |
| Trip Cancellation |
$3,000 per trip |
$3,000 per trip |
| Trip Interruption |
$7,500 per trip |
$7,500 per trip |
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Learn More
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| Well-Being Resources: Empower Me |
• Confidential support service available 24/7
• Toll-free helpline 1-833-628-5589 |
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Learn More
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Find more details about the Plan here:
