Understanding my coverage
The current coverage period is from Sept. 1, 2024 - Aug. 31, 2025 or from Jan. 1 - Aug. 31, 2025 (for new January students).
For all the details of your coverage, including maximums, see the links below.
| Oral contraceptives, epinephrine auto-injectors, drugs for hormonal therapy, and antidepressants - Quebec resident |
Remaining amount after RAMQ |
| Vaccinations |
Up to 100%
Annual maximum $150 |
| Physiotherapists |
$40 per visit
Annual maximum $400 |
| Chiropractors |
$40 per visit
Annual maximum $400 |
| Massage Therapists |
$40 per visit
Combined annual maximum $400 |
| Speech Therapists |
$40 per visit
Annual maximum $400 |
| Audiologists |
$40 per visit
Annual maximum $400 |
| And More |
Medical equipment, diagnostic services, dental accident services, ambulance transportation, accidental death and dismemberment, etc. |
Learn more - Health
|
| Eye exams |
$30 per coverage period |
| Eyeglasses & Contact Lenses |
$75 per 24 months |
|
Learn more - Vision
|
| Annual Maximum |
$750 per policy year |
| Preventive Services (recall exams, cleanings) |
50% |
| Basic services (Fillings, root canals, gum treatments) |
60% |
|
Learn more - Dental
|
| Travel Health Coverage |
120 days per trip |
| Medical Incident |
$5,000,000 per lifetime |
| Trip Cancellation |
$3,000 per trip |
| Trip Interruption |
$7,500 per trip |
|
Learn more - Travel
|
| The Essentials |
Included in the Dental Plan
A consultation service for all your legal questions, and legal representation for disputes related to housing, employment, academic rights, and more |
|
Learn more - Legal Care Program
|
| HI (Health Interactive) - Powered by Dialogue |
Included in the Health Plan
Virtual health care that connects you with nurses and physicians from anywhere in Canada |
|
Learn more - Virtual Health Care
|
| Conversation - Powered by Dialogue |
Included in the Health Plan
Fast access to mental health professionals with no out-of-pocket cost, offering consultations until remission |
|
Learn more - Mental Health & Wellness
|
| Gender Affirmation Care |
Included in the Dental Plan
Coverage for gender-affirming medical care and legal assistance for students on their gender affirmation journeys |
|
Learn more - 2SLGBTQIA+ Support
|
Find more details about the Plan here:
