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Understanding my coverage

The current policy year dates are:

  • Fall Quarter students: Oct. 1, 2024 – Sept. 30, 2025
  • New Winter Quarter students: Jan. 1 – Sept. 30, 2025
  • New Spring Quarter students: Apr. 1 – Sept. 30, 2025
  • New Summer Quarter students:  July 1 – Sept. 30, 2025 

See the links below for all the details of your coverage, including maximums.

Health
Prescription Drugs

Up to 80%

Annual maximum: $3,000

Vaccinations

Up to 100%

Annual maximum: $150 (included in the prescription drug maximum) 

Psychologists/Registered Clinical Counsellors/Masters of Social Work

100% per visit

Annual maximum: $400

Chiropractors

$25 per visit

Annual maximum: $300

Physiotherapists

$25 per visit

Annual maximum: $300

Speech Therapists

$25 per visit

Annual maximum: $300

Naturopaths

$25 per visit

Annual maximum: $300

Acupuncturists

$25 per visit

Annual maximum: $300

Podiatrists/Chiropodists

$25 per visit

Annual maximum: $300

Massage Therapists

$25 per visit

Annual maximum: $300

Referral from a medical doctor required

Sports Therapists

$25 per visit

Annual maximum: $300

Osteopaths

$25 per visit

Annual maximum: $300

Dietitians

$25 per visit

Annual maximum: $300

And More

Medical equipment, dental accident services, ambulance, home nurse, and more

Learn More
Vision
Eye Exams

$30 per 24 months

Eyeglasses & Contact Lenses

$60 per 24 months

Laser Eye Surgery

$150 per policy year

Learn More
Dental
Annual Maximum

$700 per policy year

Diagnostic & Preventive Services

80%

Extraction of Impacted Teeth

80%

Oral Surgery

50%

Basic Services (Fillings, denture repairs, relining, rebasing, endodontics, periodontics)

70%

Learn More
Travel
Travel Health Coverage

120 days per trip

Medical Incident

$5,000,000 per lifetime

Trip Cancellation

$3,000 per trip

Trip Interruption

$7,500 per trip

Learn More
Mental Health & Wellness
Conversation - Powered by Dialogue

Available to students covered by the Health Plan

Fast access to mental health professionals with no out-of-pocket cost, offering consultations until remission

Empower Me - Powered by Dialogue

Available to students enrolled in at least one credit in an academic program

A student assistance program providing mental health and wellness services 24/7

Learn more - Mental Health & Wellness
Virtual Health Care
HI (Health Interactive) - Powered by Dialogue

Included in the Health Plan

Virtual health care that connects you with nurses and physicians from anywhere in Canada

Learn more - Virtual Health Care