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This website is being updated for the 2023-2024 policy year. For information on the previous policy year, see your previous Reference Guide.


Understanding my coverage

The current policy year is from Sept. 1, 2023 – Aug. 31, 2024, or from Jan. 1 – Aug. 31, 2024 (for new January students).

To obtain all of the details of your coverage, including maximums, follow the links below.

Prescription Drugs & Vaccinations

Up to 80%

Annual Maximum $5,000

The dispensing fee is limited to $5 per prescription, refill, or vaccination.

Psychologists/Clinical Counsellors/Masters of Social Work

$75 per visit 

Annual Maximum $300

Physicians and Surgeons (in case of accident only)

Combined maximum per accident $1,000

Physiotherapists and Athletic Therapists

$25 per visit 

Annual Maximum (combined) $300

Massage Therapists, orthotherapists, or physical rehabilitation therapists

$20 per visit 

Annual maximum $ 400

And More

Dental accident services, ambulance transportation, accidental death and dismemberment, etc.

Learn More
Eye Exam, Eyeglasses & Contact Lenses

$150 per 24 months

Learn More
Annual Maximum

$600 per policy year

Preventive Services (recall exams, cleanings)


Basic Services (fillings, oral surgery, wisdom teeth extractions)


Basic Services (endodontics, periodontics)


Major Restorative (crowns, bridges, posts)


And More

X-rays, scaling, etc.

Learn More
Travel Health Coverage

120 days per trip

Medical Incident

$5,000,000 per lifetime

Trip Cancellation

$3,000 per trip

Trip Interruption

$7,500 per trip

Learn More
Mental Health & Wellness
Empower me

Powered by Dialogue

A student assistance program providing mental health and wellness services 24/7

Learn more - Mental Health & Wellness