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Understanding my coverage

The current policy year is from Sept. 1, 2024 – Aug. 31, 2025 (for new September students), from Jan. 1 – Aug. 31, 2025 (for new January students) or from May 1 – Aug. 31, 2025 (for new May students).

To obtain all of the details of your coverage, including maximums, follow the links below.

Health
Prescription Drugs

80%

Annual maximum $3,000

Vaccinations

100%

Annual maximum $150

Psychologists/Clinical Counsellors/Masters of Social Work/Licensed Psychotherapists

60% per visit

Annual maximum $400

Chiropractors

60% per visit 

Annual maximum $400

Physiotherapists

60% per visit

Annual maximum $400

Massage Therapists

 60% per visit

Annual maximum $400

Osteopaths

$30 per visit

Annual maximum $500

Speech Therapists

$30 per visit

Annual maximum $500

Naturopaths

$30 per visit

Annual maximum $500

Podiatrists/Chiropodists

$30 per visit

Annual maximum $500

Acupuncturists

$30 per visit

Annual maximum $500

And More

Medical equipment, commercial laboratory tests, dental accident services, ambulance transportation, accidental death and dismemberment, etc.

Please note: an $8 deductible is applicable per prescription, refill, or vaccination.

Learn More
Dental
Annual Maximum

$550 per policy year

Preventive Services (recall exams, cleanings, extractions of impacted teeth)

70%

Basic Services (fillings, oral surgery, endodontics, periodontics, scaling)

70%

And More

X-rays, oral hygiene instruction, application of fluoride, etc.

Learn More
Vision
Eyeglasses & Contact Lenses

$75 every 24 months

Eye Exam

$50 per 2  policy years

Laser Eye Surgery

$150 per policy year

Learn More
Travel
Travel Health Coverage

120 days per trip

Medical Incident

$5,000,000 per lifetime

Trip Cancellation

$3,000 per trip

Trip Interruption

$7,500 per trip

Learn More
Legal Care Program
The Essentials

Available to full-time and part-time graduate students in the Fall Term

A consultation service for all your legal questions, and legal representation for disputes related to housing, employment, academic rights, and more

Learn more - Legal Care Program
Mental Health & Wellness
Empower me - Powered by Dialogue

Available to eligible graduate students at WLU

A student assistance program providing mental health and wellness services 24/7

Learn more - Mental Health & Wellness
2SLGBTQIA+ Support
Gender Affirmation Care

Included in the Health Plan

Coverage for gender-affirming medical care and legal assistance for students on their gender affirmation journeys  

Learn more - 2SLGBTQIA+ Support