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This website is being updated for the 2024-2025 policy year. For information on the previous policy year, see the Insurance Brochure or "Your Plan at a Glance" page, in the Download Centre in the right-hand menu.

                 
   

Understanding my coverage

The current policy year is from Sept. 1, 2024 – Aug. 31, 2025 (for new September students), from Jan. 1 – Aug. 31, 2025 (for new January students) or from May 1 – Aug. 31, 2025 (for new May students).

To obtain all of the details of your coverage, including maximums, follow the links below.

Health
Prescription Drugs

70%

The dispensing fee is limited to $8 per prescription or refill.

Prescription and Non-Prescription Vaccinations

70%

Psychologists

80% per visit

Annual maximum $700

The practitioner must be a licensed psychologist, registered clinical counsellor or have a Master's degree in Social Work.

Chiropractors

40$ per visit

Annual maximum $250

Physiotherapists

40$ per visit

Annual maximum $250

Podiatrists/Chiropodists

40$ per visit

Annual maximum $250

Acupuncturists

40$ per visit

Annual maximum $250

Speech Therapists

40$ per visit

Annual maximum $250

Naturopaths

40$ per visit

Annual maximum $250

Massage Therapists

40$ per visit

Annual maximum $250

Please note that you need a referral from a medical doctor to be covered for visits to a massage therapist.

Athletic Therapists

40$ per visit

Annual maximum $250

Registered Dietitians

40$ per visit

Annual maximum $250

And More

Medical equipment, commercial laboratory tests, dental accident services, ambulance transportation, accidental death and dismemberment, etc.

Learn More
Vision
Eyeglasses & Contact Lenses

$100 every 24 months

Eye Exam

$60 every 24 months

Laser Eye Surgery

$150 per policy year

Learn More
Dental
Annual Maximum

$700 per policy year

Preventive Services (recall exams, cleanings, extraction of impacted teeth)

70%

Basic Services (oral surgery, fillings, endodontics, periodontics)

70%

And More

Fluoride treatments, x-rays, scaling, oral hygiene instruction, etc.

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Travel
Travel Health Coverage

120 days per trip

Medical Incident

$5,000,000 per lifetime

Trip Cancellation

$3,000 per trip

Trip Interruption

$7,500 per trip

Learn More
Mental Health & Wellness
Empower Me - Powered by Dialogue

Included in the Health Plan

A student assistance program providing mental health and wellness services 24/7

Lear more - Mental Health & Wellness