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Understanding my coverage

The current policy year is from Sept. 1, 2023 – Aug. 31, 2024, or from Jan. 1 – Aug. 31, 2024 (for new January students).

To obtain all of the details of your coverage, including maximums, follow the links below.

Health
Prescription Drugs

85%

Annual Maximum $10,000

$15 deductible per benefit year

Prescription Vaccinations

85%

Non-Prescription Vaccinations

85%

Annual Maximum $150

Psychologists/Registered Clinical Counsellors/Masters of Social Work

80% per visit

Annual Maximum $500

Chiropractors

$40 per visit

Annual Maximum $300

Physiotherapists

$40 per visit

Annual Maximum $300

Podiatrists/Chiropodist

$40 per visit

Annual Maximum $300

Osteopaths

$40 per visit

Annual Maximum $300

Speech Therapists

$40 per visit

Annual Maximum $300

Naturopaths

$40 per visit

Annual Maximum $300

Massage Therapists

$40 per visit

Annual Maximum $300

Please note that you need a referral by a medical doctor to be covered for visits to a massage therapist.

Athletic Therapists

$40 per visit

Annual Maximum $300

Registered Dietitians

$40 per visit

Annual Maximum $300

Please note that you need a referral by a medical doctor to be covered for visits to a registered dietitian. 

And More

Medical equipment, commercial laboratory tests, dental accident services, ambulance transportation, etc.

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Vision
Eyeglasses & Contact Lenses

$100 every 24 months

Eye Exam

$75 per two policy years

Laser Eye Surgery

$150 per policy year

Learn More
Dental
Annual Maximum

$700 per policy year

Preventive Services (recall exams, cleanings, extraction of impacted teeth)

80%

Basic Services (fillings)

75%

Basic Services (oral surgery, endodontics, periodontics)

65%

And More

Fluoride treatments, x-rays, scaling, oral hygiene instruction, etc.

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Travel
Travel Health Coverage

120 days per trip

Medical Incident

$5,000,000 per lifetime

Trip Cancellation

$3,000 per trip

Trip Interruption

$7,500 per trip

Learn More
Mental Health & Wellness
Empower me - Powered by Dialogue

Included in the Health Plan

A student assistance program providing mental health and wellness services 24/7

Learn more - Mental Health & Wellness