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Understanding my coverage

The current policy year is from Sept. 1, 2023 – Aug. 31, 2024 (for new September students), from Jan. 1 – Aug. 31, 2024 (for new January students) or from May 1 - Aug. 31, 2024 (for new May students).

To obtain all of the details of your coverage, including maximums, follow the links below.

Health
Prescription Drugs & Vaccinations

Up to 80%

Annual maximum $10,000

Vaccinations

Up to 100%

Annual maximum $150

Psychologist / Master's in Social Work / Registered Clinical Social Worker / Registered Clinical Counsellor (RCC) / Registered Professional Counsellor (RPC) / Canadian Certified Counsellor (CCC)

80% per visit

Annual maximum $600

Occupational Therapists

Up to $30 per visit

Annual maximum $500

Chiropractors

Up to $30 per visit

Annual maximum $500

Physiotherapists

Up to $30 per visit

Annual maximum $500

Podiatrists/Chiropodists

Up to $30 per visit

Annual maximum $500

Osteopaths

Up to $30 per visit

Annual maximum $500

Speech Therapists

Up to $30 per visit

Annual maximum $500

Naturopaths

Up to $30 per visit

Annual maximum $500

Registered Dietitians

Up to $30 per visit

Annual maximum $500

Massage Therapists*

Up to $30 per visit

Annual maximum $500 

Please note that you need a referral by a medical doctor to be covered for visits to massage therapists. 

Athletic Therapists

Up to $30 per visit

Annual maximum $500 

Acupuncturists

Up to $30 per visit

Annual maximum $500

And More

Medical equipment, dental accident services, ambulance transportation, etc.

Learn More
Vision
Eyeglasses & Contact Lenses

$200 every 24 months

Eye Exam

70$ per 2 policy years

Laser Eye Surgery

$150 per policy year

Learn More
Travel
Travel Health Coverage

120 days per trip

Medical Incident

$5,000,000 per lifetime

Trip Cancellation

$3000 per trip

Trip Interruption

$7500 per trip

Learn More
Dental
Annual Maximum

$650 per policy year

Preventive Services (recall exams, cleanings, extraction of impacted teeth)

80%

Basic Services (oral surgery, fillings, endodontics, periodontics)

50%

Major Restorative (crowns, bridges, posts)

30%

And More

X-rays, scaling, oral hygiene instruction

Dental
Virtual Health Care
HI - Health Interactive (Powered by Dialogue)

Available to graduate students registered full-time (for 9 or more graduate credits) in the Fall or Winter Term

Virtual health care that connects you with nurses and physicians from anywhere in Canada

Learn more - Virtual Health Care